As this month’s credit card bills land on the mat, we start wondering if we’ll ever find the funds for our next holiday, particularly if the debts are starting to mount up.
As we watch those fabulous TV giveaways with prizes of cash, cars, gadgets and sunshine vacations, I’ll bet many of us wonder how to live a more luxurious life without winning a competition – and preferably without breaking the bank!
It’s a lot easier than you might think to add a little extra luxury if you are prepared to put up with a little delayed gratification and get to grips with your occasional spending.
Oliver’s Travels have put together this fabulous infographic with a few ideas on simple cut backs that you can make in order to reward yourself with luxury. The prices are approximate but you get the gist.
If you’ve been asking yourself how to live a more luxurious life, why not start writing down everything you spend every day in what is a typical week for you. List everything, no matter how small, the chewing gum, the magazine, the bottle of wine to take round a friends, buying a round in the pub and that takeaway.
You may be surprised how quickly it all adds up on things that you wouldn’t miss. You might also identify spending habits that do not serve you.
Are you always the one paying for drinks because your mates earn less or never have any cash? There’s always that friend who treats you like a mobile cash-point, isn’t there?
Are you always the one handing out loans, the fiver here, the tenner there, which never quite seem to make it back into your wallet?
Sometimes we don’t just need to say no to our own spending habits but to other people as well – and that can be just as tricky.
Lastly, you might need to define what living a more luxurious life means to you. For many parents, that’s spending more quality time with their children. For others it will be doing things that make them feel good about themselves – like volunteering or giving to charity.
Why not take some time to consider what luxury means to you – and let me know in the comments.