Share Your Money Saving Tips To Win A £20 Nando’s Gift Card

It’s just a couple of weeks until the dawn of 2019 and, as usual, I am busy compiling a list of New Year’s resolutions that I might not keep much past the first week of January.  Still, the thought’s there, isn’t it?

Generally, all of my resolutions either involve getting healthier or saving money – and there’s nothing like January’s credit card bills to focus your mind on your expenditure and income (or lack of). Yes, that Christmas debt hangover can be hard to shake off.

Plus there’s that extra long wait until January’s payday if you were paid a week or so early in December. No wonder the second Monday in January is known as Blue Monday!

So, I’m asking you to share your best ideas for saving money in the New Year and there’s a £20 Nando’s gift card up for grabs too.

Will you cut up all your cards and just use cash?  Thinking about it I rarely use cash these days!

Or will you stop your occasional spending on large takeaway coffees?  Or save at the supermarket by buying own brands?

Will you be ditching takeaways and cooking from scratch?  Or perhaps you’ll be selling all your old clobber in boot sales or online market places.

Whatever it is, I’d love to hear and I’ll use the best suggestions in a roundup post later in January.

Nando’s Gift Card Giveaway

So with an eye on your budget, I have a £20 Nando’s gift card to give away to one lucky winner.

You could try their new Fresco Burger – PERi-PERi chicken breast, smashed avocado and tangy pickled cucumber, topped with rocket.  Then there’s the Butterfly Burger – two succulent chicken breasts joined by crispy skin, packed in a Portuguese roll and topped with tomato and lettuce.

There is a selection of veggie options to including the Supergrain Salad – a fresh mix of grains, greens and beans with avocado chunks and an avocado & buttermilk dressing, served on mixed salad leaves. Or what about the Veggie Cataplana?  Chickpeas, chargrilled veg and beans in a spicy tomato and coconut sauce are served on spicy rice and sprinkled with toasted coconut shavings.

Entry to the Nando’s gift card giveaway is via the GLEAM widget and the usual terms and conditions apply which you can find on my giveaways page.

No cash alternative and 1 entry per household. Winner selected at random.

The giveaway is open to UK entrants only and ends at 11:59 pm on Friday 11 January 2019.

I can’t wait to hear your boredom busting ideas and the best ones will be published in a post in a few weeks’ time.

£20 Nando’s Gift Card

Good luck!

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  1. Craig Hindle
    11 January, 2019 / 11:49 pm

    My best money making saving tip is reuse where possible

  2. Steph T
    11 January, 2019 / 11:37 pm

    Having a budget and shopping around before purchasing big buys. Also online food shopping helps stop impluse buys.

  3. Laura
    11 January, 2019 / 11:28 pm

    Every time a £2 coin comes your way put it in a pot that can’t be opened until it’s full and then you have to crack it open.

  4. Christopher Read
    11 January, 2019 / 11:21 pm

    Restrict yourself to withdrawing money once a week, and budget for the week using that

  5. Maureen M
    11 January, 2019 / 11:07 pm

    Luckily live near 4 big supermarkets so I use whichever store has sent me vouchers eg. £6 off a £40 shop.I buy lots of basics – Cereals,pasta ,rice & tinned/dried goods.

  6. Troy Easton
    11 January, 2019 / 10:41 pm

    Make sure you don’t leave the shower on when finished as it will keep charger you for electric on your bill, turn it off when used.

  7. Sarah Robinson
    11 January, 2019 / 10:06 pm

    Plan meals and freeze leftovers. Eat seasonal veg saves me money too

  8. Amy Jo McLellan
    11 January, 2019 / 9:58 pm

    To keep a note of what you spend and then you can tell where the spending is happening!

  9. Liz Deacon
    11 January, 2019 / 9:32 pm

    I always meal plan before I go. I changed from tesco to aldi and save more than I thought I would so what I save goes into a pot and saving for a family holiday

  10. Layla Thomas
    11 January, 2019 / 9:11 pm

    Shop at Aldi’s I can’t believe how much I save on our monthly shops by going there.

  11. Elisa Cartwright
    11 January, 2019 / 8:14 pm

    Do a meal planner so you don’t buy anything you don’t need. It saves money and waste.

  12. Deborah Clarke
    11 January, 2019 / 8:06 pm

    Never go shopping when hungry, take a list and stick to it and if possible leave the kids at home !

  13. Leanne Perrett
    11 January, 2019 / 8:02 pm

    when buying veg for cooking i buy frozen because its just as fresh as they freeze it within hours , you get more in a pack and because it all pre sliced you get no wast and no mess with cutting out the horrible bits

  14. Kim W
    11 January, 2019 / 7:32 pm

    save for your pension when you’re young, it comes round eventually quick enough! Even a pound or two a week or month helps.

  15. chloe brill
    11 January, 2019 / 5:58 pm

    love shopping the sales for gifts throughout the year

  16. Sheena Read
    11 January, 2019 / 5:54 pm

    Don’t buy a bargain unless you really need it and just because it is on offer.

  17. Danielle Deakin
    11 January, 2019 / 5:46 pm

    Make a shopping list!

  18. Lisa Pond
    11 January, 2019 / 5:43 pm

    Charity shops have so many clothes that are brand new with tags!

  19. Carol Williams
    11 January, 2019 / 5:42 pm

    I walk everywhere now, no car, so no petrol/insurance costs. Walk to the shop and get a bus back. It also gets you fit with no gym costs.

  20. Elaine Stokes
    11 January, 2019 / 5:34 pm

    i make a list for the week and stick to it

  21. Claire Elizabeth Noke
    11 January, 2019 / 5:17 pm

    turn off all your appliances completely (at the plug socket/unplug it altogether) don;t leave things on standby. They are still consuming power when left on standby. x

  22. Violet Phillippo
    11 January, 2019 / 5:01 pm

    I try to only do to the supermarket once a week. If I keep popping in after work, I end up buying lots of things that I don’t need!

  23. Dawn F
    11 January, 2019 / 4:43 pm

    Always use your paper money and save your coins in a piggy bank to deposit at the end of the year.

  24. Alison
    11 January, 2019 / 4:17 pm

    If you are going somewhere for a day out or a holiday look for vouchers for attractions online first as they are often a fraction of the price.

  25. laura stewart
    11 January, 2019 / 3:51 pm

    only buy what you need x

  26. Manisa
    11 January, 2019 / 2:38 pm

    Take lunches from home and coffee/tea in a flask. This will save a lot of money.

  27. Tess D
    11 January, 2019 / 1:45 pm

    making a list of meals each week and doing shopping list around that and sticking only to the items on the list

  28. Kelly-Marie Dudley
    11 January, 2019 / 12:30 pm

    Try to have at least one no spend day a week! It makes you more conscious of your forgotten spending.

  29. Pauline Wilson
    11 January, 2019 / 12:20 pm

    I have separate bank accounts which I put in to regularly for Christmas, holidays etc. And a good way to save money is to cut unnecessary spending on things like coffees and takeaways, it really adds up over a year

  30. Rachael Sexey
    11 January, 2019 / 12:20 pm

    Write a list before you go shopping – and stick to it this is the easiest way to save money and your waistline

  31. Denise walton
    11 January, 2019 / 11:56 am

    I try to make lists and stick to them

  32. Zoe Graham
    11 January, 2019 / 11:36 am

    My advice is create a budget spreadsheet, I put my income at the top monthly, immediately take out bills/money I owe etc, then I put in things I know i need like petrol, then the remainder I save about 1/3 of it, and the rest is for me to spend, I also have a list of things I would quite like to buy that I slowly work through

  33. Pauline Dring
    11 January, 2019 / 11:30 am

    Find out what time your local supermarkets put out their discounted food items for sale. For example, our Sainsburys puts it out at 1pm, so if you shop at 1pm, you are most likely to grab a bargain!

  34. Dawn Samples
    11 January, 2019 / 10:52 am

    Make a list and try not to get things you don’t really need x

  35. hayley webb
    11 January, 2019 / 9:53 am

    don’t go food shopping when your hungry

  36. Miriam Hansen
    11 January, 2019 / 9:16 am

    Love nandos!

  37. 11 January, 2019 / 7:17 am

    If you must have children, limit the number, I have found four some what expensive!

  38. Natalie Gillham
    11 January, 2019 / 4:11 am

    Try to only buy what you need from supermarkets and shops x

  39. Tracey Hallmark
    11 January, 2019 / 2:16 am

    Plan your weekly meals and make a shopping list then before you go to the supermarkets check out as many prices as you can to get an idea of where the best buys are you’ll be surprised how much prices can differ from store to store

  40. Sarah Roberts
    11 January, 2019 / 1:22 am

    Shop around! Its just not possible these days to get all you want out of one shop, check online prices before you go

  41. Emma Gough
    11 January, 2019 / 12:21 am

    my favourite money saving tip it to draw out the cash you need for the week according to your budget – stick to it and if you have any left over pop it in a jar – you’d be surprised how budgeting can save money 😀

  42. Adrian Bold
    10 January, 2019 / 11:41 pm

    Never shop on an empty stomach – you will buy way too much food! Also make a shopping list beforehand and stick to it.

    10 January, 2019 / 10:12 pm

    Try and wait and buy things in the sales if possible,i save a lot of money not paying full price for items

  44. champaklal Lad
    10 January, 2019 / 9:46 pm

    Search on the internet for NANDO vouchers, discounts, wait till there are offers then eat there, will save you a lot of money.

  45. Sarah F
    10 January, 2019 / 9:36 pm

    Always have cheap drinks and snacks in my bag for the kids when we’re out. Saves me having to buy them stuff in more expensive shops!

  46. Angeline Gregory
    10 January, 2019 / 9:33 pm

    Menu plan. Make a shopping list. Stick to it. Batch cook and freeze all leftovers. Food is the area that I’ve wasted the most money in the past by popping to the local shop every day and then being tempted by stuff I don’t actually need.

    • linda
      12 January, 2019 / 2:47 pm

      Congratulations Angeline – you are my winner!

  47. Angela L Paull
    10 January, 2019 / 9:32 pm

    Use cash – you really appreciate how much you are spending and it makes you think twice

  48. Louise Laing
    10 January, 2019 / 9:18 pm

    My best money saving tip would definitely be to look up discount codes and different vouchers that would be eligible for whatever you are going to purchase! Could save you hundreds or just a couple of pounds, it’s still saving though! 🙂

  49. Victoria Bazley
    10 January, 2019 / 8:44 pm

    Put all your loose change in a jar, it’ll stop you spending it on things you don’t need. It’ll all add up in a few months.

  50. Charlotte Hoskins
    10 January, 2019 / 8:28 pm

    Meal plan! Since we’ve planned what we’re going to eat each night, those sporadic takeaways have stopped and saved us loads.

  51. Kate Kathurima
    10 January, 2019 / 8:23 pm

    Always plan ahead in the summer we have a lot of picnics so we make sure we keep bits in the freezer rather than grab is from the shop

  52. Andrea Lloyd
    10 January, 2019 / 8:16 pm

    I love buying cheap clothes,toys at at charity shops. I re-use tea bags for myself as don’t like strong tea. Washing up water out on plants outside. But supermarket brands as cheaper.

  53. Hannah Igoe
    10 January, 2019 / 7:56 pm

    I think hunting ebay for second hand clothes is a great way to get your top brand names at a discount price. Its amazing how many people buy new clothes then hang them up (still with tags on – who does that?) and never wear them. I have set up saved searches and I limit the price to under a certain amount so I am not tempted by higher priced items and always bid in the last 10 seconds your best price, that way your never tempted to bid again!

  54. Pauline Burroughs
    10 January, 2019 / 7:43 pm

    All the offers in supermarkers are so tempting. Don’t be tempted to buy something just because it’s a bargain. If you don’t need it don’t buy it

  55. Chloe brill
    10 January, 2019 / 7:08 pm

    turn off lights and appliances when not using them

  56. tina Glover
    10 January, 2019 / 5:20 pm

    I always use a cashback website when buying anything online and I also pay a visit to our local charity shops when I’m on the look out for something. I have had some lovely items that look brand new and paid no more than a couple of pound.

    I always try and look in the reduced section in supermarkets too. if you time it right you can pick up items for 10p a less and pop them in your freezer. Especially loaves of bread xx

  57. Saran Benjamin
    10 January, 2019 / 5:19 pm

    When the kids ask for something make them wait a few weeks before buying it. If they still want it then buy but nine times out of ten they have gone off it

  58. Helen Jones
    10 January, 2019 / 4:59 pm

    Shop for groceries with a list and try and make 7 days groceries stretch to 8. I can usually rustle up that extra meal from bjts in the fridge and freezer.

  59. becci cleary
    10 January, 2019 / 4:52 pm

    Always use cash…’s so easy to overspend when using card

  60. Gemma Clark
    10 January, 2019 / 1:44 pm

    I meal plan and bulk buy my meat from musclefood, saves me loads!

  61. Sonia
    10 January, 2019 / 1:21 pm

    I split my shop between two supermarkets so that I can get the best deals from both.

  62. Becky John
    10 January, 2019 / 12:20 pm

    Always use a cashback site for all online purchases, it soon mounts up.

  63. Emilia Nastaly-Howard
    10 January, 2019 / 11:33 am

    I’m always doing online shopping. That stops me from buying random things on offer 🙂

  64. Anne Plumb
    10 January, 2019 / 10:50 am

    I shop for bargains and build my meal plans around them. Make good use of the freezer and waste very little. Use almost all left overs and almost anything can be added to a soup.

  65. lorraine kirk
    10 January, 2019 / 10:24 am

    I always try to make a weekly plan of meals and then only shop for the ingredients that I need.

  66. Julie Edwards
    10 January, 2019 / 10:12 am

    My money saving tip is to do a menu for the month and shop to this menu. I do my shopping online so I am not tempted by the sweetie aisle!

  67. Laura Pritchard
    10 January, 2019 / 10:08 am

    Buy food as you need it to avoid waste – I buy tea for us each night on the way home from work.

  68. Kerrie
    10 January, 2019 / 9:34 am

    When you’ve bought your shopping (from your list) note down all the expiry dates. You can then meal plan the week knowing when things have to be used by and pop anything that’s not going to be used in time in the freezer that way food wastage is minimal and you make sure the money you have spent is well used.

  69. 10 January, 2019 / 12:33 am

    Don’t browse the sales! Even if its a bargain, if its not something you were looking for, you don’t need it!

  70. Amanda w
    9 January, 2019 / 9:08 pm

    I get a couple of the money tins and every day when I get home I empty all the change from my purse into it. By the time the summer holidays come I have plenty saved for some family fun!!!

  71. 9 January, 2019 / 8:31 pm

    Always meal plan and try to buy items only when they are on offer

  72. Iris Tilley
    9 January, 2019 / 7:33 pm

    I do survey’s which helps alot and try to put away for birthdays and Christmas. I also look around for sales which is great cos you get the chance to try something new

  73. Joanne Clarke
    9 January, 2019 / 7:25 pm

    My tip is to write a list for shopping. Check what you need instead of what you want. It helps

  74. Kimberley grant
    9 January, 2019 / 4:04 pm

    I put loose change im a jar and sell things on ebay

  75. Richard Saunders
    9 January, 2019 / 1:20 pm

    We always but our change in a jar over the year and then use it to do the xmas food shop

  76. Rachel white
    9 January, 2019 / 12:03 pm

    Save food leftovers and freeze them.. very handy for single meals or add too’s if needed!

  77. Stephanie Whitehurst
    9 January, 2019 / 10:22 am

    I write a shopping list and then do an online shop, in store I always pick up lots of extras that are not needed and spend a lot more money than I want to. If you can’t do an online shop make sure you eat food before going shopping and drink water to fill yourself up so you don’t buy lots of treats.

  78. greig spencer
    9 January, 2019 / 9:28 am

    use voucher codes and online codes for discounts on your purchases

  79. Sheri Darby
    8 January, 2019 / 8:57 pm

    Use cash, then you actually see your money disappearing and are more in control

  80. Lee Hardy
    8 January, 2019 / 7:44 pm

    Look for money off codes via the internet & look for free offers.

  81. Lindsay Robson
    8 January, 2019 / 3:33 pm

    Shop with a friend and share the BOGOF deals – that way you don’t overbuy but still get a bargain.

  82. Amanda Baggott
    8 January, 2019 / 12:47 pm

    Use coupons where you can and always take your own carrier bags to the shops. When doing a big shop the 5p’s can add up!

  83. karen watt
    8 January, 2019 / 11:41 am

    using coupons and discount codes

  84. Stef Acaster
    8 January, 2019 / 10:06 am

    I batch cook meals such as curry and freeze leftovers in individual portions so I always have a convenient meal ready when I’m busy and this saves waste and take away temptation.

  85. Rachel Craig
    8 January, 2019 / 1:28 am

    Do supermarket shopping after having had a meal. As if hungry and / or thirsty :- Likely to choose more food and / or soft drinks. Can make quite some difference in regards to shopping bill (finances).

  86. karen t
    7 January, 2019 / 11:44 pm

    I like to use cashback websites online and save all my cashback up until the end of the year, then I have my Christmas spending money

  87. Katerina Economides
    7 January, 2019 / 8:58 pm

    Use the shopping receipt apps like Receipt Hog and Shoppix. The points build up quickly especially if you upload the whole families receipt. Then you can save up and be paid in vouchers or cash.

  88. Debbie Preston
    7 January, 2019 / 8:24 pm

    Plan your meals for the week, make a list and stick to it when you go shopping

  89. Marjory Mac
    7 January, 2019 / 6:24 pm

    My money saving tip is to visit jumble sales and car boot sales. Not only for picking up bargains, but I find that when I’m shopping in a department store for new clothes, that I can envisage things being worth 20p not long after costing £50+ new! It’s also a good way to teach children about the value of money, of haggling and of managing the earth’s limited resources as this is recycling at its best!

    Plus there’s the fun of being on the other side of the table and making some money from the things you don’t need anymore!

  90. Michelle Sykes
    7 January, 2019 / 5:16 pm

    Turn off lights when not using them. Invest in low energy light bulbs

  91. Georgina Prince
    7 January, 2019 / 4:49 pm

    never ever go to the supermarket hungry, you will end up spending more on rubbish lol just me? x

  92. Janine Phillips
    7 January, 2019 / 3:32 pm

    Only buy what you actually need and shop around before buying anything

  93. claire sen
    7 January, 2019 / 2:55 pm

    Switch to a 0% card if you’re paying off credit cards! The interest really builds up. You can use ‘soft’ searches which won’t show on your credit rating. It’ll help you clear the balance a lot quicker.

  94. James Travis
    7 January, 2019 / 11:42 am

    Unplug electronics and switch off lights when not in use, Plan the shopping in advance and stick to it, and shop around for the best possible deal.

  95. Karen Durrant
    7 January, 2019 / 7:37 am

    I use online food shopping to find deals and not impulse buy

  96. jules Eley
    6 January, 2019 / 10:12 pm

    I like to do something similar to the 52 week saving jar fund but I adapt it to my budget… once I get to week 20 I put £20 in and start at the beginning again.. I could never afford to do it up to £52 so this way is helps me get a good start on on saving for Christmas 🙂

  97. Allan Fullarton
    6 January, 2019 / 3:37 pm

    I store all my loose change in a pot and then take it to the bank when it’s full.

  98. 6 January, 2019 / 2:49 pm

    I walk to the shops, to town, in fact I only use my car for work and long journeys. It saves me a fortune on petrol and keeps me fit.

  99. Melissa Lee
    6 January, 2019 / 10:47 am

    We’ve saved the most money recently by doing a meal plan each week. It’s amazing how much we were spending on food beforehand, and this really does cut the bills as you only buy what you’ll actually use that week.

  100. Ann Skamarauskas
    5 January, 2019 / 9:50 pm

    Plan the weeks meals before shopping, make a list and stick to it. Freeze leftovers where possible.

  101. betsy ferguson
    5 January, 2019 / 5:30 pm

    £84: savings per year from switching off a single light – imagine how much we would save by switching off all lights in unused rooms. Our porch light is on constantly, even during the day, when we forget to switch it off. But, we are improving on this front – I am turning into a serial light switcher offer!
    Shopping for groceries online doesn’t work for me – I buy more this way. Instore, I can see (and feel the weight) of my trolley filling up and do empty some products out.
    Also, the reduced areas are magnets for me, and I have scored many successes in this area.
    Just yesterday, I scored some Baileys Irish Creme, because the bottles were sticky (£3 each)
    Probably, did not need them – but, at that price …… I really do!!

  102. Sam Parkes
    5 January, 2019 / 1:24 pm

    I put £30 aside every week in a jar for when we get bills such as the gas and electric so that we have the money to pay it when it arrives

  103. Lauren Boyle
    5 January, 2019 / 11:16 am

    I make big meals and freeze portions of them in the freezer. Also I tend to buy the supermarkets own brand as much as possible.

  104. Jess Armstrong
    5 January, 2019 / 8:23 am

    Meal plan & always shop at Tesco so you can earn club card points – free days out in summer!

    4 January, 2019 / 11:32 pm

    I buy in bulk when the offers are on (only what I normally buy) . Have also bought gifts in the sales

    • Rachel Craig
      8 January, 2019 / 1:39 am


  106. Gemma Middleton
    4 January, 2019 / 9:45 pm

    I always look for vouchers when buying anything and always use cashback sites to buy online things.

  107. Rebecca Somerfield
    4 January, 2019 / 8:42 pm

    Look out for coupons or money off vouchers online, using them can save pounds off a weekly shop

    • Rachel Craig
      8 January, 2019 / 1:47 am

      Think I may need further information. Would love to save money off weekly shopping, etc. Couponing sounds good, but where and when can we access coupons? Website addresses, etc. Remember when printing is required :- Not everyone has a printer. Costs involved in printing off coupon/s available online.

  108. Rebecca Mercer
    4 January, 2019 / 7:30 pm

    Make a list and stick to it, shop around for deals

  109. Adrienne McGroder
    4 January, 2019 / 6:32 pm

    Shop around for groceries and get the things that you can that are on special offer. Get cleaning products and other household items in the pound or discount stores.

    • Rachel Craig
      8 January, 2019 / 1:38 am

      Agree. Something which I learnt from my Mum.

  110. Helen booth
    4 January, 2019 / 6:21 pm

    Make a list and a weekly meal plan for food shopping. Use cash back sites for any online shopping or to get started write a list of everything single thing you spend money on in 1 month and then look back on things omyou can do without.

  111. Jo Glasspool
    3 January, 2019 / 10:51 pm

    I ‘skim’ my bank account using my online bank app. I either round down to the nearest pound or five pounds and transfer it into my savings account. Little and often and before you know it theres a tidy sum and I’ve barely noticed it leaving my account.

  112. zoe cross
    3 January, 2019 / 1:55 pm

    always pay in cash
    don’t use credit cards or any type of finance to pay for anything, if you want something but can’t afford it work out a savings plan to afford it

  113. Sarah Hughes
    3 January, 2019 / 11:19 am

    instead of impulse buying, take a photo of the item and save it on your phone. Then if you still want it 3 months later head back and buy it!

  114. astrid c
    3 January, 2019 / 9:48 am

    oh gosh erm, loose change in a pot when i can, i really think hard if i need stuff before i buy, i hate waste x

  115. Sally Rowland
    3 January, 2019 / 6:54 am

    I use apps to earn me money when I buy things! There are lots of cash back apps, freebie apps and receipt upload apps which are great and often pay directly into your bank account or via Amazon vouchers.

  116. Lauren Mason
    2 January, 2019 / 11:52 pm

    My biggest tip is to make a shopping list for the entire week, I used to go shopping everyday for food = me buying a lot of things i didn’t need !

  117. Hazel Rea
    2 January, 2019 / 10:15 pm

    When things you use a lot (e.g. toilet roll, cereals which have a long date, etc.) are on offer buy them in bulk – it’s amazing how much money you can save if you do this.

    • Rachel Craig
      8 January, 2019 / 1:35 am

      Agree. Something which my Mum would do when shopping. So very much a way of life for our family.

  118. Janine Learner
    2 January, 2019 / 10:07 pm

    I always shop online via either Topcashback or Quidco and have earned over £600 cashback in the last 2 years just shopping for things I’d be buying anyway.

  119. Diane Carey
    2 January, 2019 / 6:38 pm

    Use money off coupons – print some off online and use the ones received in the post. Also get money off with shopping apps and make sure you get points with cards. They all add up to use later

  120. Naila
    2 January, 2019 / 5:25 pm

    Make a shopping list, use coupons and cash back apps!

  121. Laura Bryant
    2 January, 2019 / 2:09 pm

    Use cash back apps

  122. amanda walsh
    1 January, 2019 / 9:21 pm

    I always meal plan, decide what we are eating for the week ahead. I then check teh freezer and cupboards to see what we need and only buy exactly what we need

  123. Angela Macdonald
    1 January, 2019 / 8:16 pm

    Plan out meals in advance and then order online to avoid temptation

  124. Ley young
    1 January, 2019 / 7:15 pm

    Skim from your account, save loose change, use plum

  125. Jenifer
    1 January, 2019 / 4:17 pm

    I have a rule that if I want new clothing, I have to donate at least two items to the charity shop – helps me to make much more considered purchases. I used to have lots of clothes with tags still attached that went unworn, I’m confident it saved me lots of money in 2018! 🙂

  126. Elzbieta Znyk
    1 January, 2019 / 2:43 pm

    To set up direct debit for saving account, for example £100 will go straight to your saving every month.

  127. Lynn Mackeonis
    1 January, 2019 / 1:30 pm

    We make our own packed lunches for the 5 of us, saving on average £20 each a week on meals for my husband and I, and £20 on the children against their school dinner costs. That’s £60 per week, a staggering £2500 per year excluding school and work holidays.

  128. Caroline Cordery
    1 January, 2019 / 1:07 pm

    Batch cooking and then freezing meals for the week ahead means a more regular life, as well as saving money on those little trips to the convenience store.

  129. Kathryn Hipkin
    1 January, 2019 / 12:32 pm

    I have been doing the penny challenge (tho started with £3.65 and working down rather than always needing a bit more when skint), saved £2 coins and entered some competitions in the hopes of winning days out/holidays/meals or generally things to do with the kids. Cash is always best of course! We also tried to cycle a lot more last year rather than using the car – mainly because our situation at that point was so dire we could not actually afford petrol.

  130. msedollyp
    1 January, 2019 / 11:27 am

    i bargain hunt for birthdays and christmas all year round, so cost not so noticeable, and i use hotukdeals to find good bargains.

  131. Emma Ferguson
    31 December, 2018 / 3:47 pm

    My money saving tip is go through a cash back site when you want to purchase something. It can soon build up

  132. nicola rupawala
    31 December, 2018 / 1:32 pm

    always re use gift bags, it saves a lot of money in the long run.

    • Rachel Craig
      8 January, 2019 / 1:32 am

      Totally agree.

  133. Caroline
    31 December, 2018 / 9:03 am

    I use cash back websites, I recently got £80 back for switching broadband provider!

  134. Leah Gawthorpe
    31 December, 2018 / 6:53 am

    Don’t go out. Haha. When it’s time for renewal of yearly insurances always look around.
    Don’t go down aisles you don’t need to.
    Look out for competitions.
    Look out for voucher codes.
    Use your phone company apps to save money. With 3 I get a free greggs or costs every so often.

  135. Lara Latchem
    31 December, 2018 / 6:35 am

    Skim your bank account at end of week to round it down to nearest pound, or sign up for ur bank to do it for you

  136. Laura Blackburn
    30 December, 2018 / 11:42 pm

    Always search for promo codes before paying for purchases online

  137. Gemma Hendry
    30 December, 2018 / 10:17 pm

    i put some money aside once a month into savings acount to save up for christmas

  138. Louise M
    30 December, 2018 / 5:12 pm

    to shop around and look for cashback offers

  139. Simone Griffin
    30 December, 2018 / 1:11 pm

    At the end of each week I put the change from my purse in a pot and take it to the bank once full. It soon mounts up!

  140. Emma Howard
    30 December, 2018 / 12:58 pm

    Plan your meals and shop only according to your list

  141. 30 December, 2018 / 12:48 pm

    Put all of your loose change in a pot and it really adds up. x

  142. Jo McPherson
    30 December, 2018 / 11:31 am

    Make a list before you go shopping, and stick to it

  143. Sadia Iqbal
    29 December, 2018 / 11:32 pm

    Follow a list when going grocery shopping. It sounds v. basic but saves loads !

  144. Rachel
    29 December, 2018 / 8:52 pm

    I’m hoping to go on a little shopping ban over the next couple of months and try and use all the products i already have at home and only buy nessecities! xo

  145. Fiona Rennie
    29 December, 2018 / 5:06 pm

    To only buy things that are needed, especially in the supermarket. I always try to write a list of everything I actually need before going food shopping and stick to it, or even order it online so I’m not tempted with all the bargains

  146. Karen Whittaker
    29 December, 2018 / 4:49 pm

    Before I replace anything in the house, I check to see if I can sell the “old” one on Ebay or local sales sites. Often just because we have fallen out of love with something doesn’t mean it’s unwanted. Then I can use the money I get towards the new purchase.

  147. Rachel Smith
    29 December, 2018 / 4:11 pm

    Comparable websites!

  148. Victoria Prince
    29 December, 2018 / 2:48 pm

    Make the most of the comparison websites when shopping! I love – it makes it so easy to see where the special offers are once I’ve made my shopping list, and then I can plan accordingly.

  149. Jackie Dawson
    29 December, 2018 / 2:18 pm

    I do the penny challenge each year where u save 1p on the first day, 2p second day and so on, if u keep it up all year u have over £600 by the end of the year

  150. lucinda duxbury
    29 December, 2018 / 12:22 pm

    i have a savings account linked to my current account, i like my account to be very rounded, so each day i move odd numbers to my savings account, it can be pennies to a couple of pounds and pennies but usually quite small that you hardly notice it, but it builds up nicely in my savings account, so if my current account shows balance of £112.72 i would move the £2.72 to my savings account to make it a nice round £110

  151. Jayne Townson
    29 December, 2018 / 10:33 am

    Use a cashback site when buying online such as topcash back, I’ve made loads of money over the years from using one.

  152. Jodi Hill
    29 December, 2018 / 8:56 am

    When I go shopping I write a menu and a shopping list so I don’t overspend.

  153. Monica Gilbert
    29 December, 2018 / 12:56 am

    Buy as much second hand as you can. You can get really good deals on high quality items, as well as items for seasonal or occasional use.

  154. Catherine Bullas
    28 December, 2018 / 9:20 pm

    Avoid the shops! Try to set a limit, do a list and try not to go everyday, make do with bits you have in the cupboards.

  155. Karen Barrett
    28 December, 2018 / 9:10 pm

    I plan my meals for the week, right my shopping list from it and stick to it, plus I shop early on a Monday morning, amazing price reductions.

  156. Jo Hutchings
    28 December, 2018 / 9:09 pm

    Try not to buy on impulse. Go away and sleep on it if you can.

  157. Petra Hora
    28 December, 2018 / 8:50 pm

    Organise a clothes swap among your friends, especially great when you loose weight.

  158. Robyn S
    28 December, 2018 / 3:43 pm

    One day a week we have a whatevers left in the fridge meal to use up any left overs

  159. Keith Hunt
    28 December, 2018 / 5:04 am

    i buy second hand modern pine beds to upcycle for home diy jobs as a new plank can cost £10 and a bed costs me about £5

  160. Ursula Hunt
    27 December, 2018 / 10:06 pm

    Make a shopping list and order online so you don’t impulse buy

  161. Cheryl
    27 December, 2018 / 9:50 pm

    My money saving tip is to buy cooked cold cuts of meats from the Deli counter at the supermarket.It is cheaper than a big joint of meat.It is already cooked so you save money in fuel.There is no waste and no mess ideal to serve up as a Sunday roast dinner.

  162. Sophie Foulds
    27 December, 2018 / 8:49 pm

    Put a little bit away a month so you don’t even notice it’s gone! At the end of the year, you have enough for Christmas!

  163. Sue Carter
    27 December, 2018 / 7:54 pm

    We are on a very tight budget with my partner off work awaiting an operation. I shop in the evening when the supermarket reduces things to 10p. I make healthy soups and casseroles with whatever I can get to eat with 10p crusty bread.

  164. Julia Linsley
    27 December, 2018 / 5:10 pm

    I only buy food that is reduced – makes for interesting menus ! I really work on no food waste and save the pounds

  165. janine atkin
    27 December, 2018 / 3:18 pm

    ask yourself if you really need it before you buy..

  166. Joanna Nichol
    27 December, 2018 / 1:44 pm

    Planning meals out a week in advance and only buying the food needed or them

  167. Theresa Wakeley
    26 December, 2018 / 8:18 pm

    I’ve practiced semi frugal living and only buy the essentials I need! I started with a no-buy month which means I have not bought anything new (dress, make-up etc) except for the occasional
    Birthday gifts… this turned into a no- buy year and I have finally purchased my new home! Took me a year to save up for the deposit… and it’s been an amazing journey when you’re in control of your money x

  168. 26 December, 2018 / 7:34 pm

    Use a money jar to collect lose coins, an easy way to save money.

  169. Carole Nott
    26 December, 2018 / 5:47 pm

    Stick to essentials and not to impulse buy things that are not really needed

  170. Caz
    26 December, 2018 / 11:12 am

    Make use of free gym passes while the weather is rubbish. Just google free gym pass and your local area.

  171. Christine McTaggart
    25 December, 2018 / 9:31 pm

    Don’t Buy if your really don’t need it and always take a list and stick to it. 🙂

  172. Andrea F
    25 December, 2018 / 7:26 pm

    Make a shopping list and stick to it

  173. Carolyn E
    24 December, 2018 / 11:26 pm

    Ask yourself if it would make a difference to your life if you bought it or not.

  174. Rebecca Nisbet
    24 December, 2018 / 9:44 pm

    set up a standing order to transfer money into savings each month.

  175. Catherine Graydon
    23 December, 2018 / 10:44 am

    To save money I go to Aldi shopping with a list, this saves me so much money

  176. Krzysia
    21 December, 2018 / 3:03 pm

    Turn down the heating by a few degrees and pile on the sweaters. It can save a fortune.

    Also when waiting for the shower to heat up, collect that water in a few containers to use for flusing the loo later. It might only be pennies but it all adds up!

  177. Danielle Spencer
    21 December, 2018 / 6:55 am

    My money saving tip is ask yourself – Do you NEED it? Will you USE it? If the answer is no to any of those questions, you don’t have to buy it.
    Also work out how long it takes you to earn the amount of money something is, sometimes somethings don’t seem worth it once you’ve worked that out.

  178. Corinne Peat
    19 December, 2018 / 7:13 pm

    My best tip is to search online for vouchers and offers, you can save a fortune.

  179. Louise McArthur
    19 December, 2018 / 5:18 pm

    I always write a list and then look for coupons to print off. I find that way I save some money x

  180. Michelle Ferguson
    19 December, 2018 / 2:56 pm

    Cook meals from scratch as it is a lot cheaper than buying ready meals and healthier too

  181. Charlotte
    19 December, 2018 / 11:44 am

    every pay day i put money away into my saving account so it builds up!

  182. Gemma Holland
    19 December, 2018 / 9:27 am

    Only buy what you need. It sounds crazy but all of the extras you pick up with your shipping add up & you end up with more waste

  183. Margaret Gallagher
    18 December, 2018 / 7:30 pm

    Meal plan – buy in bulk batch bake – freeze – saves a fortune and healthy too

  184. Sandra Fortune
    18 December, 2018 / 4:14 pm

    I shop in the sales for Christmas and birthdays I buy reduced price food when I can and use energy saving lighting

  185. Sarah Blackwell-Hughes
    18 December, 2018 / 2:34 pm

    I think one of the best tips is to have a good budget – I use a zero based budget which means every single penny is allocated somewhere! x

  186. 18 December, 2018 / 12:58 pm

    I think the best way to save money is to have a clear budget, know what you need and stick to that and search for discount codes and bargains online as well as using cashback sites

    Laura x

  187. 18 December, 2018 / 10:57 am

    Before you buy anything, ask yourself, Do I need it? 9 times out of 10 you will answer no and put it back x

  188. Karen Usher
    18 December, 2018 / 10:18 am

    Instead of buying chocolates each week when you do the weekly shopping, its cheaper and tastes better to bake cakes/biscuits etc at home. Lasts the week and my children always have a “naughty treat” in their lunch boxes.

  189. Deborah Windley
    18 December, 2018 / 9:33 am

    I ask for useful Christmas presents, like meat vouchers from my butcher, or loads of smellies, even my TV licence paid for a month. That way, the pressure of January is a little less. and saves me a few quid.

  190. Elizabeth
    18 December, 2018 / 4:20 am

    I live on final markdowns. I know when all my local supermarkets and some of the ones further afield mark down and I only go when they’re marking down.

  191. Caroline Hunter
    17 December, 2018 / 8:43 pm

    Since my 2 daughters left home, I still cook for 4. We eat 2 meals and freeze the other 2. This saves time as well as the money that I’d spend on gas/electric cooking another meal.

  192. 17 December, 2018 / 6:31 pm

    Meal planning! If you’re buying only what you need it’s much cheaper.

  193. Susie Wilkinson
    17 December, 2018 / 6:30 pm

    Don’t impulse buy, if you see something you like, go home and think about it overnight and go back next day, it’s amazing how many times I’ve changed my mind overnight!

  194. Andrea Fletcher
    17 December, 2018 / 5:26 pm

    I always use cash instead of a card as it makes you more aware of what you are spending.

  195. Julie Thomas
    17 December, 2018 / 5:12 pm

    Shop later in the day/evening for food items and track down reduced products. Make sure you freeze items promptly and plan menus to use the foods you buy. Also bulk buy fish, meat etc and break it down into food bags so you can pull out useable portions for your family for weeks ahead

  196. Sinead ORourke
    17 December, 2018 / 2:24 pm

    Never be a shame to ask for a discount when buying white goods.

  197. Bridget Johnson
    17 December, 2018 / 2:07 pm

    Make your own “Bottom of the fridge soup”. You make it with onions and any other vegetables left in the fridge. It’s very filling, it’s great tasting, healthy and very cheap. I tell the family it’s country vegetable soup.

  198. Sarah Goldingay
    17 December, 2018 / 9:56 am

    When you go shopping, remember to shop for what you need and not what you want. Most money I spend is on things which are not really necessary!

  199. Johanne Currie
    17 December, 2018 / 9:47 am

    Don’t spend it lol

  200. T Brailey
    17 December, 2018 / 6:03 am

    Never buy on impulse. Find what you need and then search on the internet to see if you can get it cheaper or even second hand. I have bought many things second hand which are practically as good as new.

  201. Sheena Batey
    16 December, 2018 / 6:50 pm

    Always think do I need this and if not but I want it make sure you can afford it.

  202. kelly wheelhouse
    16 December, 2018 / 5:56 pm

    Always check the markdown bays in supermarkets before starting your shopping as you may find many things you’re after for 20-90% less money!

  203. Lorna Ledger
    16 December, 2018 / 4:45 pm

    Bulk buy, bulk cook, and meal plan! Also buy gifts if you see them cheap all year round and keep them in a gift box!

  204. Laura Wheatley
    16 December, 2018 / 3:30 pm

    budget for everything so you know what you are spending. Also take a shopping list and stick to it

  205. Sophie Roberts
    16 December, 2018 / 3:26 pm

    I always look on a supermarket app before the food shop, then I only buy the cheapest things I need from a couple of them!

  206. Gillian Hitchen
    16 December, 2018 / 3:17 pm

    Avoid coffee shops!

  207. Sian Delahaye
    16 December, 2018 / 11:04 am

    Meal plan, write a list and stick to it.

    Look for vouchers before going shopping.

    If you do get distracted and change somethinging whilst shopping – drop the meal that it’s replacing, so you don’t overbuy.

    SOmetimes it’s cheaper to buy more and cook ore. Do so, and freeze the rest.

  208. katherine s
    16 December, 2018 / 10:35 am

    My beat money saving tip is to meal plan for the week, then you will know what food you need to buy when visiting the supermarket.

  209. Jen s morgan
    16 December, 2018 / 8:43 am

    My best tip is to always wrote a shopping list and stick to it when food shopping. Otherwise I end up putting loads of things i ont really need n and it costs so much more.

  210. Lisa Everaert
    16 December, 2018 / 3:27 am

    Whenever you decide to shop online make sure to add your items to the basket but dont check out just yet. Usually youll find that the company will either email you with a small discount or a pop up will appear for similar. You can also type discount codes for “whatever” over the internet and typically you`ll find discount codes that can be applied during the checkout.

  211. Fay
    15 December, 2018 / 11:54 pm

    I’m going to learn how to sell on eBay & sell some items that we don’t need anymore

  212. Tee Simpson
    15 December, 2018 / 10:35 pm

    My tip is to make a dinner plan so that you know what you are eating for the week and you can shop more efficiently therefore saving money and food waste

  213. melanie stirling
    15 December, 2018 / 10:06 pm

    I search online for the best price on everything I buy, I never buy the first thing I see.If I want something on Amazon, I place it in my basket and wait until the message says that the price has decreased.

  214. clair downham
    15 December, 2018 / 7:55 pm

    plan your meals and your shopping and consider swapping to home brands

  215. Angie McDonald
    15 December, 2018 / 7:39 pm

    Keep a saving jar full of coins, If you get home and have change jingling around in your pocket or purse just put it in the jar – by the end of the year you’ll have quite a bit for extra put by for Christmas and it’s money you won’t miss

  216. Christina Palmer
    15 December, 2018 / 4:45 pm

    Shop at the cheaper stores like Aldi or Lidl or buy value lines. Always have a shopping list on the go so you only buy what you need. Use leftovers to make home made stews and curries.

  217. Annabel Greaves
    15 December, 2018 / 2:29 pm

    I use cashback sites to earn a little extra

  218. 15 December, 2018 / 12:46 pm

    Never impulse buy, think whether you really need something, sleep on it for a few days and most of the time the feeling passes x

  219. 15 December, 2018 / 11:31 am

    If you tend to put all your loose change into a jar and save it up, don’t use the coin sorting machines in supermarket entrances to tot it up, they charge a HUGE amount of commission! Instead use the self scanning till to pay for your shopping and dump all the coins into that – it will sort them out, deduct the total from your shopping cost and not charge a penny for the service. If you have overpaid it will give you change in sensible coins and if you have underpaid you can use a card or cash to pay the balance.

  220. Tiffeny Brown
    15 December, 2018 / 11:31 am

    When you’re out shopping if you pay with a note put any coin change you get in your pocket and when you get home transfer it to a pot/tub etc. It adds up in no time! x

  221. Martina Pichova
    15 December, 2018 / 11:18 am

    Don’t get into debt for Christmas – if you can’t afford to buy something for someone, don’t buy it. Your family wouldn’t want you to be in debt anyway so they will understand.

  222. Ruth Harwood
    15 December, 2018 / 11:11 am

    Always wander the sales aisles, and check online outlets to find similar/the same items at a lower price, even if buying in bulk! I buy cat food cheaper from an online retailer in bulk because my two cats go through a lot of food and it works out cheaper in the long run to have a full cupboard of food just in case!

  223. Karen Walder
    15 December, 2018 / 10:51 am

    I save £1 a day into a sealed money box. Also every night i look at my current account and round it up or down to a whole figure eg £6.67 ….the 67p is transferred to my savings account. It might only be pennies but it soon adds up!

  224. maria ROGERS
    15 December, 2018 / 9:37 am

    anything I buy online, I go through Quidco a cashback site, I have honestly earnt over £1000 so far since I joined, I also use a credit card which offers cash back in the form of vouchers (of my choice), so double whammy!

  225. Donna Loxton
    15 December, 2018 / 9:32 am

    Food plan! Look online at what vegetables, protein sources etc are on offer and try to work recipes around that. It’s surprising how the saving can add up.

  226. Priscilla Stubbs
    15 December, 2018 / 6:57 am

    I start saving for next Christmas. I start buying supermarket savings stamps and have a direct debit with Park Christmas Savings for vouchers. I have a friend who runs a savings club with his local church and give him what I can each month

  227. Alice Gilkes
    15 December, 2018 / 3:34 am

    My best money saving is to put a bit away each way into a money jar or something. Even if it’s only £1, it still all mounts up. Also, I like to put needs before wants.

  228. Tracy Clark
    15 December, 2018 / 12:51 am

    I keep walking around the house switching the lights off that my son leaves on in every room

  229. Hannah Wood
    14 December, 2018 / 11:16 pm

    Look and shop around to find the best prices also use codes too.

  230. Ashleigh Allan
    14 December, 2018 / 10:12 pm

    Signup for loyalty cards and take advantage of extra point events

  231. Kay Sherman
    14 December, 2018 / 9:20 pm

    I put all my loose change in a pot and then add it up a few months later soon becomes a lot

  232. Kim Neville
    14 December, 2018 / 8:30 pm

    When shopping online or in store look for discount vouchers before hand to get money off

    • Dean Boyle
      8 January, 2019 / 5:48 am

      Don’t go when your hungry

  233. A S,Edinburgh
    14 December, 2018 / 6:46 pm

    My best money-saving tip is to use cashback websites and keep a long-term shopping list of things you want, so you can catch the best cashback deals when they come up.

  234. Karen v
    14 December, 2018 / 5:48 pm

    Make a list before you go shopping and stick to it- also plan meals in advance.

  235. Anthony G.
    14 December, 2018 / 4:55 pm

    Enhance radiator heat (and cut down on heating costs) by using this clever winter hack: Take a piece of plywood and wrap a sheet of tin foil around it before placing it carefully behind your radiator. It should help reflect heat directly into the middle of the room. Give it a try!

  236. Solange
    14 December, 2018 / 4:40 pm

    Unplug electronics when you’re not using them. This is a great tip for saving money on your electric bill, especially during winter.

  237. iain maciver
    14 December, 2018 / 4:22 pm

    shop around for the best bargains use discount vouchers even a pound of will help on different items

  238. Darrell Perry
    14 December, 2018 / 4:21 pm

    The only money saving tip is when you go to the supermarket, write a shopping list and stick to it, It’s so easy to get distracted and buy a lot of things you don’t really need

  239. mick proctor
    14 December, 2018 / 4:19 pm

    If you are made redundant , 3 times and counting for me , get all your dental work dome whilst it is free

  240. Laura Todd
    14 December, 2018 / 4:18 pm

    My tip would be to do food shopping online & get deliveries. When I go to supermarkets I find it’s very easy to impulse buy.

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