11 October, 2019

Tips To Make Sure You Don’t Break The Bank This Christmas

Christmas is the time of year when it’s easy to spend more than you can afford and, if you have kids, it’s tempting to buy them everything on their Christmas lists. This means that many of us find it a struggle to make ends meet at the start of a new year. Budgeting at Christmas has little appeal when there’s so much fun to be had but it really can make all the difference to how you start the new year.

These are just common sense, but here is a reminder of some simple things you can do to avoid emptying your wallet and maxing out your credit cards.

Write a List and Stick to it 

So easy to say but how many of us actually sit down and take the time to write a list? Whether you prefer handwritten or typed, there are so many apps and journals available to take the dullness out of what can be a bit of a chore. Make yourself a hot chocolate, get cosy and start writing.

How many of us mums remember to include ourselves on the list by the way?

Set a Budget

Budgeting at Christmas is key. Just jot down who you intend buying for, what you’re thinking of buying them, and the amount you’re thinking of spending on them.  This way it will be easy to see if you are likely to go over budget before you start online shopping or head out to town.

When you have an idea of how much you want to spend on each person, set a budget that you can afford. If you think money is going to be tight, work out where you can cut back on your occasional spending or be ruthless with who really should be on the gift list.

You might also want to talk to your immediate family to agree on an upper financial limit to gifts or perhaps restricting gift-giving, as my sister and I do, to our kids and just giving each other a bottle of wine.

You don’t really need to give gifts to relatives you see once a year, I think and certainly don’t go mad for friends who wouldn’t put themselves out for you.  Very often I think we spend out of guilt or in an attempt to win friendship.  That very rarely works.

The other thing that can swallow up your cash if you’re not careful is stocking fillers for the kids and pets, as well as advent calendars.

Again, budgeting at Christmas can make all the difference.

Start shopping as early in the year as possible

The earlier you start putting money towards your budget in the year, the better you’ll feel when it’s time to go Christmas shopping. Yes, Christmas shopping in August can be depressing, but it all helps to avoid being broke during the new year.

It’s also a good idea to have a review of your finances in July to see what other bills are looming and how much realistically you can free up for Christmas.

Don’t forget the ‘incidentals’

It’s a cliche but true nevertheless that it is the thought that counts but remember that the smallest amounts can really add up.  It’s not just the gift, is it?  There’s cards, wrapping paper, gift boxes and bags, postage and even fuel to deliver them in person.

There are always those things that you forget to buy and end up desperately scrabbling around your corner shop at 4 pm on Christmas Eve.

You can find lots of helpful gift lists online if you need some inspiration and Pinterest is a great place to look.

Gift wrapped with handmade paper and adorned with a sprig of spruce and a fir cone

Photo by rawpixel on Unsplash

Use credit wisely

Obtaining a credit account is an option, although you’ll need to proceed with caution because too much credit and particularly defaulting on payments will have a negative on your credit score.  This might mean being turned down for important loans in the future – for example, a mortgage.

The question is, can you trust yourself to make all the repayments on time, without incurring compound interest and late payment fees?

You may be able to spread the cost of Christmas by shopping with some of the catalogue stores who offer credit accounts but make sure you know what you are getting into and if the credit is interest-free.  Otherwise, the cost of your purchase will be much higher than the advertised price.

Compare Prices

Before buying something, compare prices in different stores first to see if you can get it any cheaper. Every little helps, especially at this time of year.  Do try to support smaller businesses and your local traders.  This year is going to be a tough Christmas trading period for lots of the smaller retailers and crafts folk who are fighting the might of Amazon and the like.

My personal feeling is that if we don’t start to support our local traders then the high street as we know it may well just disappear and, much as I enjoy the convenience of internet shopping, there is nothing like the experience of Christmas shopping in a shop – if you are prepared and sensibly dressed for it that is!

Get creative and make your own gifts

Why not get creative and make some stuff yourself? This will save you a ton of money, and people will appreciate the thought and effort you’ve put into their gifts a lot more. You could make a food hamper, pamper hamper, cupcakes, a canvas, or anything else you can think of.

Give to Charity

I think it’s fair to say that charities have had as tough a year as the retailers and my personal preference is to support the smaller, local charities where I can see that my donations are actually making a difference.

If you want to give a gift to someone who has everything and is a supporter of a particular charity, why not give to charity in their name? Of course, there are plenty of charity Christmas cards but I find that more and more of us are relying on email and texts.  It’s not the same, though, is it?

I hope these tips will serve as a useful reminder that, with a bit of planning and budgeting, you can take control of your Christmas spending and avoid the stress of wondering when the credit card bills and email reminders will start appearing.

And don’t forget that you deserve a gift too – if it’s only some time out for pampering and whatever form of self-care works for you.

480 responses to “Tips To Make Sure You Don’t Break The Bank This Christmas”

  1. Julia Linsley says:

    Great Tips I make hampers for family and buy quirky charity shop finds to gift and pop into stockings

  2. Monika Bascombe says:

    throughout the year i collect store points which i redeem during christmas shop

  3. Gemma Holland says:

    I tried to follow the Skint Dad savings which helped a lot last year. You save a certain amount each day. It soon adds up and it all helps!

  4. Becky Rulton says:

    I start early to spread the cost. I do my research, don’t just buy something in the first shop you see it in. Look around as you could find it cheaper elsewhere and make the most of sales and enter comps for the more pricey presents, you never know it could be your lucky day!!

  5. Tammy Neal says:

    Shop for bargains x

  6. Denise walton says:

    I start early,look for bargains,hunt for vouchers and do competitions to help out

  7. Bruno Moreira says:

    I accumulate store points through the year to have extra room in the budget for spending!

  8. Kirsty Greer says:

    Keep a list of ideas and always research the best prices before buying x

  9. Michelle Stewart says:

    enter comps like this and squirrel aside .

  10. Sarah Taylor says:

    Set up a direct debit into a savings account and transfer an amount each month when you’re paid. By Christmas you’ll be able to afford all your presents and Christmas expenditure without having to find it all at once

  11. Emma Davison says:

    Save a little bit every month

  12. Deborah Preston says:

    Stick to a budget and list what you buy people if buy throughout year in sales. Go to the pound shops!

  13. Carolyn Collins says:

    Make your own hampers for family

    One year, we kept to a £10 budget for gifts for each person.
    We bought cat litter trays (which were new and cheap to buy)
    Used shredded coloured paper (magazine pages or old wrapping paper for lining the base. Wrapped each gift and wrapped hamper in cling film and finished with bow and gift tag.
    Suggested gifts included – sweets or chocolates priced at £1 or less
    Small bottle of bucks fizz £2 or less, flannel and soap, book, bubble bath, socks, costume jewellery.
    Places to buy – Home bargains, Poundland, Superdrug

  14. Sarah Parker says:

    buy presents when there are sales 🙂

  15. Susan Willshee says:

    I initially felt a bit awkward about my shopping tip, bu them more I speak to others, the more I realise that they think it’s a good idea.
    I check charity shops for specific toys for the kids or for ornaments for friends. For example, Leo absolutely loves action figures. Instead of paying £15 plus in the shops for a new ‘spiderman’ ‘ironman’ etc, I have bought a wooden box (£3 from the british heart foundation) and filled it with lots of figures that I have paid 1 or 2 pounds each for.
    Similarly, I have a friend who collects hearts to hang on the wall. I’ve found 3 or 4 of these, some still in their original packaging, for up to £3 each.
    OK, so I can’t find everything in the charity shops, but it what I can find, cuts down my Christmas spend and gives money to good causes at the same time.

  16. Kristyn Harris says:

    My best tip is to start shopping in the January sales for the following Christmas. I start on Boxing Day and buy something most weeks.

  17. Em S says:

    Make up a list and stick to it (one present per person)

  18. Julia Wilkes says:

    Shop all year round especially sale items, write a list and stuck to it! Use an app to help budget your christmas spends.

    Re use u wanted/unused gifts (to people who did not give you the item in the first place)

  19. laura stewart says:

    start as early as you can

  20. ALBA GARCIA says:

    Recycle, reuse, buy second hand, create yourself

  21. Leanne Perrett says:

    start early and buy throughout the year so you get to dec mostly done

  22. Toni Pearson says:

    I shop all year long in the sales, and often enter competitions hoping for a win or two to help towards gifts.

  23. Mrs Rachael Sexey says:

    I use cashback websites

  24. Jade Allmond says:

    To remember your presence is way more important that presents 💕

  25. sara clarke says:

    buy presents in the sales and use cashback sites

  26. Sarah Morris says:

    Shop around look for bargains

  27. Gillian Hale says:

    I try to pick up things during the year, and never pay full price for anything!!

  28. Sheena Read says:

    Start early before the prices go up

  29. m hines says:

    You don’t need to spend a fortune at christmas time. Remember christmas present don’t equate to love

  30. Hannah Smith says:

    Talk to your family and only buy presents for those you are close to. No need to swap bath sets with your second cousin!

  31. Meryl THomas says:

    I always start shopping earlier in the year and buy presents in the sales. I buy Christmas cards, crackers, wrapping paper etc in the January sales.

  32. MANDY DOHERTY says:

    Save a little every week, shop around for best prices and start as early as possible

  33. Kat Allinson says:

    Start your shopping as early as you can and buy things in the sales

  34. Use price comparison sites

  35. Gemma found says:

    Shop around for the best price. If you leave it too late you will not have time to shop around and will pay a premium.

  36. Diane Carey says:

    Look round for the best price for everything that you buy. Don’t forget about shopping apps for food

  37. Simone Griffin says:

    I try not to buy for too many people – we usually just buy for children now x

  38. Dagmar says:

    Love Costa

  39. Terrie-Ann Wright says:

    Each person has a budget which we strictly stick to… if I get something for instance on a 2 for 1 or 3 for 2 offer, I don’t treat the free item as being for free, I treat it as the value that it should cost. So when boots do 3 for 2 I can buy 3 peoples presents but it only costs me 2 people. I have 8 nieces and nephews, and rather than buying them their budgets worth of present at Christmas and birthdays which these days you don’t get much for the budget, each month I put a set amount in savings accounts I have opened for each of them. When they turn 16 they will have a lump sum, rather than £20 twice a year. They don’t notice the difference as they get so many presents from everyone else anyway.

  40. Make a list and stick to it, I used to make so many spontaneous purchases before, but I’m much better now.

  41. Hayley West says:

    I pick things up all year round. For food etc I collect nectar points all year, xmas food shop ends up costing about £10.

  42. chloe brill says:

    shop in sales throughout the year and compare prices as sometimes theres a huge difference

  43. Sue Clarke says:

    I start in August when it’s furthest from most people’s minds then write a list of what’s left to get. Then I can enjoy my birthday in December as a lot of the hard work is done.

  44. Natalee Gosiewski says:

    every year i get a diary for xmas i make a list of people i want to buy for the following year as shops have sales all year round i pick up bits in them sales and tick off the person with the gift i brought

  45. Heather Ann Hawley says:

    Put some money aside each week for Christmas.

  46. Buy early, go to places like TK Maxx for great savings and products. Make food, like chocolate truffles or fudge at home and reuse packaging and wrap.

  47. Michelle lintern says:

    Buy throught the year when there are offers

  48. Anna Brown says:

    Do your research to find the best price, use comparison sites and cashback sites.

  49. Kate Davies says:

    Keep an eye out for offers and sales all year round.

  50. zina tye says:

    I try to buy all my wrapping paper and gift bags as well as presents in the sale, i leave all character themed items out though as the kids change their minds by the following.
    i would love my family to try a secret santa style gifting one year with a reasonable budget of around £50 but ive not ocnvinced them yet

  51. Gabrielle Powell says:

    Buy things throughout the year when there are special offers

  52. Sarah H says:

    buy things through the year when you see it in sales etc so its not such a huge amount of money at once

  53. Angela Kelly says:

    I do most of my shopping online and use cashback sites.

  54. Julie says:

    My tip is buy throughout the year and stash it away. I’m rubbish at saving so this really helps me.

  55. R Amison says:

    Club together with other family members to buy presents.

  56. sharon martin says:

    buy throughout the year to spread the cost and always seek a discount code

  57. greig spencer says:

    look out for discount codes online is my tip

  58. Gemma Bonner says:

    I always compare prices before buying and look at the unit price on shop labels to make sure I am getting the best deal

  59. Chloe Bailey says:

    Search online for discount codes and also keep an eye out for Bogof offers or 3 for 2’s! x

  60. chris bull says:

    Buy Christmas puddings after each Christmas, they get better with age and never pay full price again

  61. Diana says:

    Put a little bit aside each week/month 🙂

  62. Simona Barrett says:

    Be organised, have a list and always stick to the budget ❤️

  63. Dawn Samples says:

    Try to buy things during the year and pay monthly for shopping vouchers x

  64. Victoria Buchanan says:

    Save money at Christmas by not buying presents for everyone! LOL


    stick to a budget

  66. Katie m says:

    I buy all through the year when I see things in the sale.

  67. Jenni Catton says:

    Buy through the year when you see a bargain and put aside for christmas

  68. Angela Macdonald says:

    Search for the best prices online, try and find vouchers and use cashback sites like quidco and topcashback to then get some money back to use in the new year

  69. Derek Wilson says:

    Buy in advance when there’s a sale, even if it’s months before Christmas!

  70. Leanne Pearson says:

    Start early and give homemade gifts from the heart.

  71. tricia bingham says:

    scour the january sales and start buying in january and then throughout the year

  72. Alison Paltridge says:

    I start in the January Sales and then buy bits and pieces every week. The I save up all my store card points ie Tesco to help spread the cost of the Christmas Food.

  73. Cathryn Crawshaw says:

    buy through the year so not all in one go

  74. Jennifer Toal says:

    Enter competitions

  75. Jakki Reynolds says:

    I shop all year in sales and use discount codes.On line you get a lot of clearance sales and some are free p&p for your first order. I also save all my Tesco clubcard points for my family Christmas dinner

  76. Claire Carter says:

    Buy throughout the year, that way there is no big lump sum to spend, and you can make the most of all the sales and offers throughout the year

  77. Charlotte Cauldwell says:

    Some great tips enjoyed reading your post. Save £10 a week.

  78. Jane Green says:

    Buy in the January sales

  79. Julie Camm says:

    I save 20p, 5p and copper coins all year to put in the coinstar machine which helps towards food shopping and I save up my Sainsbury and Co_op loyalty points for the same reason.

  80. Donna Lewis says:

    save £10 a week – and it’s surprising what a nice little amount it adds upto by December.

    Me & my mum have been doing this for years (my dad looks after it for us) and we get it all back beginning of December.

  81. joanne casey says:

    Always price check online, look out for bargains and discount codes

  82. Kate B says:

    Use cash back sites when shopping online to save every time you shop!

  83. Joan Hewes says:

    Buy any presents when you see them at a good price with voucher codes & free delivery.

  84. Adrian Bold says:

    Make your Christmas shopping lists as early as possible and save money by looking for bargains on eBay and Amazon.

  85. Emma Perry says:

    I set a budget per person and make sure I don’t exceed it! I also start shopping around summer time to ensure it;s not left until the last minute.

  86. Sarah Roberts says:

    Try and pick things up throughout the year in the sales, its not so much of a huge bill at the end of the year

  87. Christopher Read says:

    Start early so you have time to look around for the best prices for items.

  88. jacqui rushton says:

    Buy lots after Christmas for next Christmas in the sales, some great bargains to be had!

  89. Amanda Kahs says:

    Saving a bit every month through the year

  90. Sare Davies says:

    Agree a small set limit to spend with friends and family.

  91. Natalie Gillham says:

    I buy gifts my family might like in sales throughout the year and put them aside for birthdays and Christmas x

  92. ellie spider says:

    Dont buy everything new, buy your wrapping paper, tags and bits the week after christmas and put them away for the following year.

  93. Catherine Bullas says:

    Buy presents in the sales

  94. Hayley Marshall says:

    I never stop looking for bargains or buying for Christmas. I do a lot of my Christmas shopping for the next year in the boxing day sales and everytime a big sale comes up I add a bit more on. It means Christmas doesn’t cripple me financially and I don’t worry

  95. Leigh Larkin says:

    Sign up to various FB sites which alert you to special offers. The links to Amazon ones are great and I’m finding loads of toys at reduced prices

  96. Laura Corrall says:

    Be organised! start early if you can, keep a list of who/what you are buying, keep a note of when sales will be to take advantage of them.

  97. Rachel McMillan says:

    I pick things up early to spread the spending

  98. Fiona Johnstone says:

    I buy me wrapping paper and cards just after Christmas. I can save quite a bit. I also buy presents throughout the year and put them away till December. Remember it’s not the cost of the present that matters. It’s buying them something you know they will love.

  99. Elisa Cartwright says:

    Set a budget and buy presents throughout the year so its not so daunting.

  100. Hannah Rowley says:

    I always try and use the sales for all of my Christmas presents

  101. Karen Dixon says:

    Buy things thoughout the year when things are on offer.

  102. Sallyanne Rose says:

    Buy things throughout the year, I make a list and tick things of through the year. So when it reaches the Christmas shop there is less to buy.

  103. MichelleD says:

    Start early and make the most of sales throughout the year!

  104. Hannah Smalley says:

    Whilst I’m checking prices I’m also checking my cashback and voucher code apps plus I’ve registered my card with Airtime rewards to max out possible cashback!

  105. Jim Mullen says:

    Take advantage of any free cash that banks offer for switching your current account, put it aside for Xmas.

  106. Petra says:

    We tend to buy for the children only. Takes the stress out of not buying the same things every year.

  107. Jean cass says:

    I start shopping early in December

  108. I start buying presents as early as January and always check out sales and black Friday. Food I start buying from October onward as it”s cheaper and usually by the second week in December we have finished

  109. Jocelynne Harrison says:

    Buy things throughout the year. We make a list and tick things of throughout the year. So when it reaches the Christmas shop there is less to buy.

  110. Danielle Spencer says:

    Don’t leave it to the last minute, do your research, use cash back sites and dicount codes.

  111. Ruth Lee says:

    shop around for bargains

  112. Laura H says:

    To start really early and pick up everything on sale or on offer.

  113. Anne Plumb says:

    Buy cards and wrapping paper in January sales. Make a gift list and start shopping for gifts early so that you take advantage of sales and special offers. Keep them altogether somewhere safe.

  114. NICOLA TAIT says:

    Make a list of exactly what you NEED to buy only. And work from it

  115. Jenny Jones says:

    i shop around for discount codes and check different sites

  116. amy Webb says:

    Always have a list and stick to it!

  117. Lynne OConnor says:

    Use cashback sites and apps throughout the year then cash in twice a year – summer holidays and Christmas

  118. Krzysia says:

    Use cashback sites and only buy when items are on sale.

  119. Francesca H says:

    Have a Christmas box tucked away and add to it during the year. We have all our store cupboard stuff sorted – £1.20 After Eights and Quality Streets will be £3 now at least, multiply that but all the bits you need and if you can save £1 plus per item that adds up to a fortune!!

  120. Karen R says:

    Make deals with your friends that you’re not going to buy each gifts that none of you need! At most agree to get each other token gifts, that aren’t going to break the bank xx

  121. Joanne Ahmed says:

    Having a list, finding the cheapest deals online then using cashback sites. Also charity shops & eBay, you can find basically new items for so much cheaper

  122. lorraine kirk says:

    Start early and check out site such as HDUK

  123. paula cheadle says:

    I always have a budget for each person I buy for. I also have enough spare incase I have forgotten someone. I also buy wrapping paper and any cards that I need in the January sales ready for the next Christmas, it is surprising how much you can save

  124. Ali Thorpe says:

    I look online for discoiunt codes and cashback offers.

  125. Anneka Davies says:

    Start shopping as early as possible so you can benefit from the sales throughout the year

  126. martin woodhead says:

    by the turkey online muscle foods did a good deal

  127. Globetrotter says:

    Save all points on loyalty cards for Christmas food and presents – Sainsbury’s, Boots, Body Shop etc.

  128. Samantha M says:

    If you’re buying online, make sure to check for discounts and install the Honey browser extension which does this automatically! Also leaving items in your basket for a bit also sometimes automatically sends you discount codes to encourage you to checkout.

  129. Emma Fox says:

    Price check the items you are buying online to find the cheapest deal.

  130. Kelly Hirst says:

    Look on deal sites for bargains and glitches which mean you often get freebies or mega cheap deals

  131. Elizabeth Yeates says:

    Use an app like voucher code for extra offers and get little extras in a lower cost shop like b and m

  132. CAROLINE WATSON says:

    always buy christmas cards and wrapping paper in the sales for the following year

  133. Matt Gee says:

    Make an agreement with friends & family that you’ll cap the price of gifts. Or set a rule to only get x number of gifts for each person.

  134. Troy Easton says:

    Buy stuff that’s on sale or buy one get free items to save money at Christmas.

  135. Sarah Robinson says:

    Have a list and use comparison sites to get the best deals

  136. Janine Phillips says:

    I start in January, look for bargains and when I see something that I know someone would like I buy it and put it away x

  137. Jessica Hutton says:

    I put a bit of money to the side for a few months each shopping trip. I also make a list and start buying the none perishables at the end of November onwards so that it costs a bit less to do the main Christmas shop.

  138. Laura Napier says:

    I buy things in the boxing day sales ready for next year

  139. Sheri Darby says:

    Compare prices and use special offers

  140. Ann Skamarauskas says:

    Do competitions and win the family and friends their Christmas presents for free 🙂

  141. Debi Newman says:

    Stick to a budget and start early x

  142. donna l jones says:

    buy something each week

  143. Katrina Adams says:

    Use cashback sites and still compare prices – even though you can get cashback it doesn’t make it the cheapest option so shop around first and make sure you’re getting a bargain. The other thing is to try and keep an eye on sales throughout the year and don’t buy unnecessarily. You could also consider buying second hand – better for the environment and the purse!

  144. Emma England says:

    Start early and buy in the sales. Also sign up to cash back sites!

  145. Abigail says:

    Buy second hand! It’s much better for the environment, great for your wallet, you aren’t contributing to slavery etc, and you can find some awesome vintage/unique things.

  146. Victoria Prince says:

    Always have Christmas in the back of your mind, so that if you see the perfect present on clearance in June you can grab it!

  147. Joanna Nichol says:

    Always search round for the best prices online

  148. Christine Caple says:

    Buy things throughout the year, whenever there are suitable bargains available.

  149. Simon Keeping says:

    Always check for the sales, especially Black Friday as you can pick up some great bargains.

  150. Emma Jackson says:

    I try to buy 2 gifts a month all year just to stop it costing loads come Christmas Time. xx

  151. Sarah Heath says:

    I buy a lot of sweets for the kids in the January sales, I just check to make sure the dates are ok.

  152. astrid c says:

    start saving in november but don’t buy till mid december when shops start to slash there prices !! x

  153. Tammy Westrup says:

    My tip is never buy the first time you see something – check prices online as I’ve saved loads by doing this

  154. Alice Colling says:

    If buying online use a cashback website and look for special offers.

  155. Jack howe-gingell says:

    Spend within your means

  156. Jo W says:

    Plan and get things when they are on offer

  157. Consider buying pre-loved. There are a lot of excellent condition secondhand books, toys and games out there there at a fraction of the cost to buy new plus it’s a very environmentally sustainable way to shop 👍

  158. Gaynor Vincent says:

    Compare prices online and shop with friends to reduce p&P

  159. Petra B says:

    But long in advance in the sales. It takes some logistics but works well.

  160. Rachael GB says:

    Plan! No last minute panic buying, too easy to overspend.

  161. Emma Byford says:

    Make a list early, before November, find the best prices, and stick to it! Easy to get carried away when buying presents when it’s close to Christmas.

  162. ADELE KNIGHT says:

    I buy a few stamps each week when when I food shop at my local Supermarket, it helps pay for gifts and food at Christmas

  163. Pam Francis Gregory says:

    Christmas shop in January sales

  164. Kasper says:

    Shop early! Pay attention to sales throughout the year, especially ones just after christmas!

  165. Harry Gray says:

    Use cashback sites wherever possible 🙂

  166. Alex Telford says:

    For me, I like to start early so don’t end up over spending panic buying, but need to make sure I don’t forget what I’ve bought and over buy!! I also top up a love to shop card through the year.

  167. Jack Critchley says:

    The 3 for 2 at Boots is always handy for those relatives who are difficult to buy for! Plus I save up my Nectar points and other loyalty schemes so I can use them on the xmas shopping!

  168. Rai says:

    Take advantage of “buy 2 get 1 free” offers, spares can always be used for birthday presents throughout the year.

  169. Charulatha Sanmathi C D says:

    Keep looking our for offers in and around in your place and follow local news and fabvourite brands.

  170. Ms C Bryan says:

    Buy all year round and in the sales

  171. Phil B says:

    I spend Christmas day with my partners family, then travel to my family after Christmas… so I always buy my family’s presents in the sales, saves a fortune 🙂

  172. Paula Gwynne says:

    I start my shopping in the January sales onwards. Dont’t purchase packaged sets as more expensive. Save money by making your own biscuits and Christmas cake.

  173. Monika Rynkun says:

    I stick to my list to make sure I won’t spend more than I should

  174. Sarah W says:

    Agree to not buy gifts with lots of extra people… work colleagues for example. No need to exchange with every single person you’ve ever met!

  175. Alexa Schoolar says:

    Shop around…both online and offline. Discounter stores are great, you can find some really nice things for gift ideas in these shops.

  176. Emma Wallace says:

    Just always try and look at as many different stores as possible to compare prices

  177. Ema J Lowe says:

    shop all year round when the shops have their sales, just don’t forget who you have brought for.

  178. Hazel Rea says:

    Buy throughout the year in sales when you see suitable presents.

  179. Bethany Bartlett says:

    I use Monzo to budget throughout the year to make sure I have enough money left by Christmas!

  180. Michelle Ferguson says:

    Buy as much as you can online and use cashback sites

  181. Jade Hewlett says:

    I buy what I can in the January sales and presents throughout the year rather than buying it all near Christmas

  182. Sarah A says:

    Buy little bits throughout the year so the cost is spread more evenly.

  183. Fiona Rennie says:

    Turn supermarket points in to vouhers

  184. Gemma Clark says:

    Buying gifts in the January sales for the following Christmas always helps

  185. Michelle Gibson says:

    Keep your eye out for bargains throughout the year. Hide them away but rememeber where you hide them!

  186. Amanda Richardson says:

    Start early and shop around to check prices.

  187. Christine Lockley says:

    Research – check prices online to see where you can get best deal, check whether you can get Cashback or a discount code.

  188. Melissa Lee says:

    I try to spread the cost by shopping for presents throughout the year. It doesn’t always happen but I do try! It really helps if you can do it.

  189. TANIA STANNARD says:

    Places like Argos do vouchers when you spend so much. Use your Loyalty points and research the cheapest places to buy what youre looking for

  190. James Travis says:

    Compare prices and shop around for the best possible deal

  191. Kevin Pike says:

    Compare prices online and shop around

  192. Sarah B-H says:

    I always use cashback websites where possible x

  193. Dave Throw says:

    Budget and shop around

  194. Rachel Rudkin says:

    Check out charity shops. You can often find brilliant bargains and many new gifts.

  195. Emily Regan says:

    Note down when people mention things they would like during the year so you don’t get stuck for ideas and overspending

  196. Rich Tyler says:

    Cashback websites throughout the year, to use for xmas presents

  197. juliette morrison says:

    Take advantage of 2 for 1 offers. Throughout the year I keep my eye out on sales and earmark items as gifts either for birthdays or xmas. Debenhams has a 20-25% sale a couple of times a year

  198. Nadia Josephine says:

    We set budgets for gift giving and I do Secret Santa with my friends. With a budget it means that you know you won’t go over that and you know what you will be spending therefore you can set aside that money in advance!

  199. John Tingay says:

    Make a list of presents and look for Black Friday Deals on them. Buy the cheapest Christmas cards you can find and jazz them up with glitter, tinsel etc.

  200. Amanda w says:

    Start early to get the best bargains!
    I also.save all year for vouchers to make it easy to shop nearer the time!!

  201. Gillian Mcclelland says:

    Shop around for the best offers, make a list so that you don’t overbuy

  202. Nicole Woods says:

    Already have a list of who you are buying for, gift ideas and how much you plan to spend on each before you go Christmas shopping.

  203. Leanne Dennison says:

    Make a list of who to buy for, how much to spend and ideas on presents to then shop around for the best deal.

  204. Nicole Woods says:

    Have a plan for what you want to buy and who for, before you go out. It stops you going over budget and buying unnecessary items.

  205. Karen Lloyd says:

    Plan what you need and shop around early, it gives you time to search and wait for special offers and bargains.

  206. Megan Kinsey says:

    Start early to spread the cost and use cashback sites and apps

  207. KARIM KHIMJI says:

    love to win

  208. Clare B says:

    Keep a list of what you’ve bought so you don’t forget and buy duplicates

  209. James Healy says:

    Looks great!

  210. Amy Wright says:

    My tip is to buy everything in the sales!

  211. Ann Marie Gould says:

    i always look out for 3 for 2s and other offers to save abit of money

  212. Shelley Jessup says:

    To start as early as possible, if you find that perfect gift back in the Summer get it as you may not find it again come Christmas.

  213. Laura Norcop says:

    We realised that we were just buying things for the sake of it for our family so we had a chat and decided to all go out together for a pre Christmas meal instead, we only buy for the children in the family now and it’s much less stressful!

  214. Karen Stirling says:

    Make a list to track your spend and what you’ve bought. I buy throughout the year so this saves me duplicating any presents.

  215. jules eley says:

    I do the money saving jar at the start of each year so that I have enough money to buy things when I want them.

  216. LESLEY BRADLEY says:

    Buy presents throughout the year to avoid rushing, panic buying and being skint in December

  217. Charlotte G says:

    I start early in the year and keep note of everything I’ve bought

  218. Claire Reavy says:

    Use the Supermarket points you have earned throughout the year to buy presents.

  219. Sophie Roberts says:

    But presents throughout the year instead of all before Christmas, there are still some amazing deals on and it saves you rushing and spending your whole pay packet in December!

  220. Gemma Hendry says:

    i look for sales and bargains on sites and in store and buy loads in advance

  221. Sarah N says:

    Check the voucher codes sites first, and use a cashback site

  222. Jack White says:

    Wrapping presents in Newspaper or tin foil!

  223. DavidTP says:

    Buy it all in the January discount sales for next Christmas!

  224. shellyG says:

    I always start in the January sales and buy through out the year. I aim to be done by October before shops put the prices up.

  225. stephen holman says:

    shop around online for the cheapest prices and always google to see if there is a special promo / discount code for the website or use cashback sites like quidco

  226. Julia Linsley says:

    I search out cheap and great deals in sales before the festive period – I make use of old brown paper and maps for funky wrapping paper – I freeze cut prize food in the run up to the festive season and bake a lot of my own

  227. Kay Broomfield says:

    I try and do a lot of my shopping on Black Friday as I made huge savings last year!

  228. Margaret Mccaffery says:

    Utilise the many sales all year round.

  229. Sarah McCaffery says:

    Save money and the environment by wrapping gifts in brown paper.

  230. Mary Baldwin says:

    I start early to the point of buying cards and wrapping paper in the January sales. Then from September I buy at least one item each week (check the sell-by dates) and put them away in my Christmas Box.

  231. Helen booth says:

    Always make a list, a budget and when shopping online use cash back sites and always google for a discount code!

  232. Laura Linsey says:

    Make a list of presents to buy and stick to it

  233. JVB says:

    I agree planning ahead or Christmas spending is so important, setting a budget and writing a list of who you need to buy for is great advice.

  234. Jessica Quinn says:

    Try to get non-descript presents in January sales for the following year!

  235. Susan Crosswaite says:

    Shop around and make use of cashback sites and voucher codes to reduce costs as much as possible

  236. Carole Nott says:

    Use the January sales to seek out bargains for next year

  237. Julie Thomas says:

    Be organised, start early and keep to your budget

  238. cat holdcraft says:

    get a budget for each person you are buying for and stick to it,.

  239. Alix boswell says:

    I start buying in January and every time I get paid I buy a few things as everything is a lot cheaper through the year than it is at Christmas time!

  240. F Chowdhury says:

    We don’t celebrate Christmas

  241. Sally Collingwood says:

    Buy in the sales all year round

  242. Joo Dee says:

    only buy for nearest and dearest it quickly can get out of hand!

  243. Dagmar says:

    Definitly shop around

  244. Annie says:

    I start buying earlier in the year – and also keep a list of what I’ve bought in the past!

  245. Amelia B says:

    Get creative and make some DIY Christmas presents! There’s some great online tutorials for things like handmade jewellery, candles, soaps and recipes in a jar mix 🙂

  246. Stacy L says:

    Start buying in the January sales, always set a budget per person and stick to it 🙂

  247. Catherine Deacon says:

    have a budget in mind and stick to it

  248. Danielle Jupp says:

    Buy items early in sales.

  249. Julie Ward says:

    I buy in the sales and offers during the year

  250. Kirsty Taylor says:

    I buy in advance looking out for the best deals, so I’m not forced to buy something expensive, or pay expensive postal costs later on

  251. Karen Usher says:

    Internet shopping and finding the cheapest deals possible! What would I do without the internet??!!

  252. Julia Kerr says:

    I buy through the year as and when I see good deals, it saves money and stress

  253. Christina Curtis says:

    Plan ahead, buy in advance when you spot a good deal and enter competitions for vouchers that can help with the Christmas shop.

  254. Christina Palmer says:

    As soon as Christmas is over start saving imeadiatly to take the worry out of the next one. Use your double up points in Tesco or Sainsbury’s on toys. Shop around on the internet.

  255. Janice Mackin says:

    I compare prices online to find the best price.

  256. Fiona B says:

    Start as early as possible. I always look out for Sale items throughout the year and stash them away.

  257. Bob Clark says:

    Think about what you want to buy and start shopping early so you can get the best prices

  258. Theresa Cooke says:

    i try to make it less about gifts in general.

    my friends and I grout for a meal instead of buying loads of gifts. I buy half price cards from clintons in the new year and any other christmas decorations etc i might need.

  259. Hayley Colburn says:

    I always try and hold out for Black Friday and when the toy shops do half price or 3 for 2 sales, if course you run the risk of not getting something by waiting but touch wood that’s not happened to me yet

  260. Dean T says:

    I start my shopping early, prices are much lower for some items pre November

  261. Claire Blakeley says:

    Use topcashback for all of your online purchases xx

  262. Heather T says:

    Itry an buy one present a week in the run up to Christmas and spread the cost

  263. GEOFF WICKENS says:

    buy in the sales throughout the year

  264. Hannah Carroll says:

    Start early, picking up bargains as you go, but make sure you keep a list of what you’ve bought and who it’s for, so you dont accidentally overspend! Also cashback sites are brilliant, especially for more expensive presents!

  265. Emma Walton says:

    If you shop online, use a cashback website and check how much is being offered on the different cashback sites before purchasing.

  266. Susan Hoggett says:

    Don’t buy necessary gifts, agree a spending limit and stick to it.

  267. S Greiff says:

    Online, compare prices.
    Write a list and stick to it

  268. Matthew Hudson says:

    Look out for online events a few months before, ie boots extra points and then convert these points into extra presents!

  269. Mark Mccaffery says:

    Buy during sake times throughout the year.

  270. Rachel Craig says:

    Look out for suitable Sales items.

  271. Valerie Seal says:

    A secret santa between the adult family members or group of friends saves money and is great fun too.

  272. Carole E says:

    Collect as many vouchers and discount codes that you can

  273. Jodie W says:

    Keep an eye on the various sales/discounts on different shops if you have something specific you want to buy

  274. Kara Walker says:

    Set a total budget and then set how much you want to spend out of that budget on each particular person (so more spent on others maybe)

  275. Stephanie Lear says:

    Set a budget and stick to it! x

  276. Nicola Vinson says:

    Buy presents earlier in the year

  277. Jennifer Toal says:

    Watch Martin Lewis he knows when all the offers start

  278. Peter Ogg says:

    Start about October, but if we see bargains as early as January we get them and put them away

  279. Hafsart says:

    Shop on black Friday and in the sales

  280. Amy Bondoc says:

    i always start early and try to buy most things in the sales!

  281. Helen Tovell says:

    Shop around for the best price consider black friday deals and use a cashback website

  282. Shop around, search both online and in stores because prices change all the time x

  283. hannimal says:

    put aside a little money each month to avoid paying it all in one go in december

  284. hanna isotalus says:

    put aside a little money each month to avoid having to pay it all in december

  285. Naomi Williams says:

    Save up supermarket loyalty bonuses and shop all through the year in sales and put things away for presents

  286. Rebecca F says:

    Making my own gifts

  287. Michelle C says:

    Start shopping early

  288. Rebecca Duncan says:

    Shop around, buy in the sales and little homemade gifts often mean more and cost less 😊

  289. Tee says:

    Shop seasonal sales during the year

  290. Jo Jones says:

    Shop during the year in the sales and put the goods away for Christmas gifts

  291. Start early and shop around x

  292. Caroline says:

    Don’t buy anything online until you’ve checked for discount codes and cashback deals.

  293. Lauren I says:

    Think about making gift hampers for family members rather than buying expensive presents. I saved so much last year by doing this. A couple of small presents in a shoe box wrapped in pretty paper or a wicker basket with celephane.

  294. Iain Colquhoun says:

    The best way that I find is to start early in the year so that the cost is spread evenly over 10/12 months.

  295. Sarah Rees says:

    We get a sealed tin and put money in it throughout the year, we have no idea how much is in there this year, but last year it was £600

  296. K dunn says:

    We pick up gifts throughout the year which helps so there’s not too much to buy in the run up to Christmas

  297. Zenath says:

    I use all my loyalty points including nectar and boots to make it easier.

  298. Lucy Wright-Booth says:

    Space it out throughout the year, taking advantage of any sales and discounts as and when you see them.

  299. chloe brill says:

    Shop around for the best deals

  300. Aimee Rogers says:

    Start early and buy bargains as and when you see them. Keep a list and tick off as you go along. Add things to Amazon wishlist so you can see when there are price drops.

  301. Ursula Hunt says:

    Buy in the sales all year through

  302. Damien Hudson says:

    Shop in the January sales for the following Christmas!

  303. Marycarol says:

    Start early and a little put past each month soon adds up

  304. Lewis King says:

    Shop early and do secret santa.

  305. Maureen Findley says:

    make a list and shop on black friday

  306. Mark Cameron says:

    Start shopping early

  307. Nikita Jones says:

    shop around for deals – i always go on deal websites in the run ip to christmas. also use discount codes.

  308. Emma G says:

    Start shopping early and make sure to price match everything

  309. Rachael Simmons says:

    Throughout the year I do skimming on my bank account and it’s a great way to save to Xmas! Once or twice a week I check my balance and transfer any odd amount (so making it a round number) into a separate savings account. If money is tight, I transfer to make it a round pound at least. It really adds up over time and you don’t miss it!

  310. C Whitlow says:

    Set a budget from the beginning and write a list of who you need to buy for – AND STICK TO IT!

  311. moth says:

    No junk/novelty gifts. Bad for the planet and your pocket

  312. Leanne weir says:

    Try to buy throughout the year whenever sales are on

  313. Lynn Neal says:

    Start early so you can get the best offers!

  314. Jodi Hill says:

    I definitely agree that preparation is the key…
    After the kids go back to school in September I write a list of everyone im buying for & a budget for the kids as they usually change their mind half a dozen times…
    I’m lucky as I live right by a Tesco extra, so if I pop in for a few things I purchase a few savings stamps as Tesco have a great range of toys, electricals & clothing, then I keep my eyes out as they regularly have 20% off certain gift cards, last year I brought my friend a £50 dining out gift card as they don’t have much money so they really appreciated a meal out & I saved a tenner with thr20% off… Look out for Smyths, Argos & Tesco big you sale… Smyth do £10 off a £50 spend , Tesco selected toys half price & Argos 3 for 2…. But only buy things they’ll play with as even if you’ve saved a few quid , if they don’t play with it, it’s a huge waste of money.

  315. Caroline Hunter says:

    I always do a lot of research on the internet and usually find some great deals. I’ve already bought some great Elemis gifts for my friends at a fantastic price!

  316. Lizi says:

    I will try and make most of my gifts this year!

  317. Lorna Forsyth says:

    I like making gifts such as food hampers and flavoured vodkas and liqueurs

  318. ADEINNE TONNER says:

    My tip has to be to check prices in different shops for the same item as sometimes you can save some money that way

  319. Susan Lloyd says:

    I do most of my shopping online so i am not tempted by Instore displays x

  320. kris mc says:

    stick to a budget

  321. Margaret Clarkson says:

    Always set a budget and stick to it strictly.

  322. Chelsey Hollings says:

    Shop all year round in the sales.

  323. Kirsty Ward says:

    Don’t get too carried away when getting into the christmas spirit! Set a budget and stick to it!

  324. Emma Gibson says:

    Start early, shop around and look on deal sites.

  325. Terri Kelly says:

    I agree an amount with my hubby how much we are going to spend on each other and try to stick to that. Just try and not get carried away with buying too much and remember, the amount you spend doesn’t equate to how much you love the person.

  326. charlotte isobelle says:

    Write a list of what you want and stick to it. Also get it earlier as it tends to be cheaper.

  327. Laura Banks says:

    i pick up bits all year round so not as much to buy at christmas

  328. LucyBo17 says:

    My family all plan a day out instead of Christmas presents

  329. Amanda Baggott says:

    Buy large presents on Black Friday – you can save so much money!

  330. MM says:

    Write a list of what type of present you want to get for each person, and stick to that list.

  331. DawnLouise says:

    Children don’t need a mountain of presents…
    Just get:
    Something they want
    Something they need
    Something to wear
    Something to read.

    Spend your time and love on them instead ❤️

  332. Helen Catton says:

    Look in the sales throughout the year!

  333. Sarah Francis says:

    With regard to my children we have a secret area where we store any presents we pick up during the year. We also use favourite sweets or chocolates as extra presents

  334. Tim Alexander says:

    Aside from Black Friday, I’d suggest buying well in advance as the prices are hiked just because Christmas is on the way.

  335. PhilA says:

    Leave it all to the missus!

  336. Siobhan Coyne says:

    Homemade gifts

  337. Nikki Hayes says:

    Start early and take advantage of deals – stuff is usually cheaper in October and November rather than last minute December :o)

  338. These are some great tips it can be some ash to go over budget. I try and shop or at least save a little all year around.

  339. Charlotte H says:

    Buy fewer presents! In our family we all agree to only buy gifts for the kids, saves a fortune!

  340. Nina Motylinski-Davies says:

    I shop in the sales right after christmas. I always get cards and wrap so cheap. Then i shop for gifts in sales all year round.

  341. Carole E says:

    Look for voucher codes

  342. Rachael G says:

    When you have finished and bought everything you need to/that is on your list – stop looking!! Those little “extras” really add up and really aren’t necessary.

  343. Corinne Henson says:

    Use cashback sites

  344. Sophie Foulds says:

    Put a little money away every month and at the end of the year, you’ll have money to spend at Christmas!

  345. Natalie Burgess says:

    I start shopping in September and whenever I see a deal I put it in the Christmas box xx

  346. donna skelton says:

    Spread the cost throughout the year and shop around in different shops to get the best deals

  347. Ani Costa says:

    My tip would be not to be tempted to buy more just because it’s on sale, you might end up spending more than anticipated. Make a budget and stick to it.

  348. Danielle Rawlings says:

    Write a list of who you need to buy for and tick off when you have brought them

    that way you can save overspending on people

  349. Lisbeth says:

    Keep a small notebook on you with names sizes wants and buy around the year. As long as you remember where you have hidden the stuff!

  350. Laura Pritchard says:

    I get stocking presents throughout the year from The Works, B&M, Wilkos, & from charity shops. I get brand new, unused books, games & toys for a fraction of the price!

  351. Mark Burdon says:

    Make a list and stick to it. Use comparison sites. If going to actual shops, only go in the ones on your list and only get what is on your list.

  352. Emma Nixon says:

    Use cashback websites

  353. Jenny Barker says:

    Stick to the list don’t get distracted do it online as much as possible :0)

  354. bex says:

    don’t celebrate it!

  355. daniel baugh says:

    Get all next year’s cards and wrapping paper in the sales just after this christmas

  356. Erik says:

    Yellow stickers all the way.

  357. Lorna Ledger says:

    If you can save up all year, £5 a week is around £200 at the beginning of Dec. Use Top cash back sites, and controversial, but never ask people what they want! You choose!

  358. Rachael Taylor says:

    Start saving money all through the year

  359. Lorraine Williams says:

    Plan what you are going to buy rather than panic buy. Pick something up every week now to help spread the cost.

  360. Jenna Rothen says:

    start shopping early and use outlet shopping

  361. Louise A says:

    Start food shopping for Christmas now and spread the cost. For example Christmas puddings are already on sale.

  362. Paula Gwynne says:

    I started I. January sales as Boots does 75% off and shops like tesco reduce their crackers, wrapping paper and cards to next to nothing saves me a fortune.

  363. Andrew Petrie says:

    Wait for the post Christmas sales and go and get cut price cards and wrapping paper . Some great deals to be had !

  364. Mark Johnson says:

    Make a list early use black friday etc to get the items on the list when cheapest

  365. Katie B says:

    I start buying little bits from September!
    I keep a list on my phone of what I have bought for each person so I don’t forget and buy them extra,and stick to a budget. Just because I love them it doesn’t mean that they want me to be skint.

  366. Beth says:

    Have a budget for each person you’re buying for – if you find a bargain for an item, give yourself the saving rather than just buying more

  367. sarah webb says:

    Start early, use lots of websites to compare.

  368. Nadine Holland says:

    Buy next years cards, wrapping and crackers in the sales. There are always loads left at a fraction of the original price.

  369. Justine Meyer says:

    Stick to a list for everyone, search out all the offers BOGOf, half price,look in charity shops for unused pressies

  370. Tracy Newton says:

    Buy a present for the family, rather than each individual person. Great for your siblings and there kids.

  371. Corinne Peat says:

    Start buying early and price check online to get the best deals.

  372. Kay Sherman says:

    Make a list for each person then you know what your looking for

  373. Gavin Robertson says:

    Use price comparison sites! You can save so much money doing this instead of just shopping at your old faithfuls!

  374. Lindsey Stuart says:

    I find shopping on black Friday really helps me save money!
    I always use cash back sites and compare prices online.

  375. Mel Turner says:

    Shop around don’t just buy the first thing you see

  376. Kathleen marsden says:

    Start your shop on New Years day

  377. Mary D says:

    I buy wrapping paper, cards, gift tags, decorations, special sticky tape and crackers in the January sales and that saves such a lot of money. It’s really nice to be able to go to the cupboard when you need those things.

  378. Andrew Hindley says:

    Have a good home clearout and then do a car boot sale

  379. Soph H says:

    Shop early so you can spread out the cost – save up vouchers over the year too or points on cards so you can use them at Christmas

  380. Alison Johnson says:

    Plan. Don’t just buy stuff because you think they may like it or it is on special offer, think of what they really want or need then look for the best deal you can find. I’ve saved loads buy not just buying without planning first.

  381. Denise Cross says:

    I ask people for ideas throughout the year and then start buying from september onwards

  382. SUNITA says:

    I use the “notes” facility on my phone, i make a list of everyone i need to buy for and any ideas when im in their company i quickly add to my list on my phone, then i can tick the list off as i go and always have my list with me. I also buy 3 for 2 and split between people

  383. Mary Heald says:

    Use cash back sites

  384. I’m signed up to just about every voucher / saving / cashback scheme going! I try to get most of it online so I can use coupon codes, etc, to knock some money off.

  385. stuart hargreaves says:


  386. betsy ferguson says:

    this tip is for january next year – when shops reduce everything down to the bare knuckles, take advantage, and buy in advance / also, fruit cake, mince pies and other treats are much cheaper (and nicer) home made – get the kids involved, they love it x

  387. Louise Anderson says:

    I find asking people early on exactly what they would like is helpful and can yield some great answers, rather than buying what you think they’d like.

  388. Jenna Dick says:

    Use cashback websites and search for additional discount codes. Agree with your family and friends not to waste money on tat that won’t be used after the Christmas period.

  389. Helen B says:

    Plan the menus in advance and buy the food when it is on offer and freeze

  390. jamie piper says:

    Shop early when things are on offer and in stock

  391. Rachel Walsh says:

    Wait for the offers to come on toys, use voucher codes and discounts. Download shopping apps which give you items for free or money off from supermarkets (beer, ciders, wine, chocolates) are good things to add into a homemade hamper.
    Start early and make a list and stick to it (though I must admit I always go overboard as I think I haven’t got the children enough to find huge piles once I put it all together 🙈)

  392. Emma G says:

    Start early and compare all prices. Apply any voucher codes and use cashback

  393. Lynda Jones says:

    Have a list and try to get as many gifts in the January sales, I save loads this way every year

  394. Janice Dunn says:

    Always google for discount codes when shopping online, it can help save a fair bit of money

  395. Emily Hutchinson says:

    Shop all year round so you don’t rush and spend too much because you can’t find what you want at a good price.

  396. Kelly Glen says:

    If shopping online always see if you can find a voucher code first.

  397. Zoe C says:

    I shop all year round taking advantage of 70% sales, if a specific item I will look around for the best price, cashback etc

  398. hayley berry says:

    always look on wowcher and groupon because you can sometimes nab a right bargain

  399. Elizabeth Gaskell says:

    If you are travelling book train tickets at the earliest opportunity.

  400. ValB says:

    Watch for bargains at Amazon and other online sites throughout the year. Have a list of people you give gifts to with ideas and tick off when you get something.

  401. Amelia Kennedy says:

    I save £2 coins all year round for the festive season. It actually seems like Christmas is almost “free” as it mounts up so quickly! x

  402. Laurie Smith says:

    My Grandma always had a present cupboard and she would buy gifts randomly throughout the year (including straight after xmas in the sales) and store them there to keep it cheaper.

  403. emma l says:

    outlet stores! tk maxx is great for presents

  404. CLAIRE WOODS says:

    Shop around including online. Buying early before prices rise.

  405. katherine s says:

    My best tip is to be organised, have a list, look throughout the year and if you can buy in the sales.

  406. Ruth Harwood says:

    I wander the sales aisles and I look on amazon as well to get a good price for what we want xx

  407. Michaela Turner says:

    Set a budget and stick to it, don’t just buy things because you think the present pile doesn’t look big enough.

  408. Susan Trubey says:

    Enter competitions. Saves me a fortune.

  409. Becky Gulc says:

    Buy things in the sales throughout the year when possible

  410. Sarah Cuttle says:

    I have an account just for gifts and whenever there is a sale I use it to purchase them. Saves me a small fortune.

  411. Angie McDonald says:

    I buy jar items such as pickled onions / chutney etc ahead of time to spread the cost out a bit – I only try to buy the fresh items closer to Christmas

  412. Amanda tanner says:

    If its relating to Christmas shopping for gifts then buy in the January sales works out cheaper then put them back for next Christmas

  413. Rebecca Sutton says:

    Research prices, if someone requests something in particular then have a look around, sometimes if somewhere has a sale, it still may be cheaper elsewhere.

  414. Shop online and don’t get sucked in that the kids need new Pj’s and Christmas Eve boxes etc

  415. Toni Pearson says:

    I save all my points from different shops all year round and use them to buy some gifts.

  416. Andrea Fletcher says:

    Start early, looks for offers and buy in the sales.

  417. Jayne Townson says:

    Mine is to start early and things in the sales all year round, I’ve almost finished my shopping now.

  418. Gillian Hitchen says:

    Stick to budgets and wait to watch for offers

  419. Lisa Rowsell says:

    Use price comparion sites, and then look for discount codes and/or cashback sites to save even more money.

  420. Geri Gregg says:

    Shop around to find the best deals and use up any old giftcard you have lying around

  421. Tracy Newton says:

    I buy all my cards, wrapping paper, tags, crackers, etc in the January sales

  422. Isabel says:

    If you can find discount codes through google, and also go through cashback websites like Quidco, especially for more expensive presents.

  423. Alica says:

    My advice is start in the January sales! Grab cards, wrapping paper, crackers, tags etc 😉

  424. Sacha stacey says:

    Shop around for bargains and discounts

  425. Abigail Cullen says:

    Start buying items months before, look for discounts, and items on sale and use vouchers and options for free delivery.

  426. Helen Arlow says:

    Start early and make a list x

  427. Margaret Gallagher says:

    Plan ahead – look out for sales ! You’ll save a fortune

  428. Linda Ford says:

    Take advantage of the 3 for 2 offers, you can often get a great bargain!

  429. Jade P says:

    Start early! Little and often works wonders and it always helps to write it all down!

  430. Andrew Ricketts says:

    Find the sales and discount codes

  431. KATHY D says:

    I am a crafter so like to make as many personal presents myself as I can.

  432. Karen Barrett says:

    I buy all year, in the sales, always google for discount codes, comping is also a great way to win toys! 🙂

  433. Louise Ralph says:

    Make an agreement with your friends & family not to spend too much on gifts for each other and have a spending limit agreed. This year I will be giving edibles, toiletries and homemade items 🙂

  434. clair downham says:

    use sales and offers shop around and stick to your budget

  435. Jo Young says:

    Shop early when things are on offer and only buy what you actually need or is on your list.

  436. Anthony G. says:

    Discount voucher codes and cashback sites

  437. David says:

    Hello, my best tip for saving money on Christmas present shopping is probably to have a budget and stick to it.

  438. Dale Dow says:

    I have a spreadsheet from 3 months before where I track prices up until black Friday including setting up google alerts for the items cross referenced with the words sale, if any come at a low price before Black Friday I buy them in and always save money. Google alerts are the key!

  439. Amy Butler says:

    I buy most of my gifts online and use cashback websites to earn some money back

  440. Sandra Fortune says:

    I usually buy on a budget in the August sales

  441. Lyndsey says:

    Shop around, sometimes the exact same product is cheaper somewhere else

  442. buy when you see the perfect gift, even if Christmas is months away, rather than leaving it to the last minute and spending too much on something that isn’t exactly right

  443. Rachel Taylor says:

    Start early. . Pick up bargains throughout the year, we do this for our daughter. I also make jars of chutneys and curds which I give as gifts to colleagues and friends which is very low cost but they appreciate it.

  444. Sarah-Jane Carter says:

    Always use supermarket compare apps and take advantage of the 3 for 2 offers x

  445. Jan Johnson says:

    Only buy for children and make sure everyone else does the same

  446. Ann Goody says:

    Make a list, after doing your research, and stick to it. Also, try not to leave anything until the last minute, you will regret it…

  447. Priscilla Stubbs says:

    I save every month with a local church savings club and I also save with Park For vouchers. I set up a direct debit with them and the vouchers arrive in October.

  448. Aileen Russell says:

    Save throughout the year stick to the Budget and only buy what you need.

  449. Martina Pichova says:

    Shop online and use cashback sites and comparison sites.

  450. Nageena Ahmed says:

    Look around in lots of shops and write down the price of the items and compare which shop is cheaper to buy the items from.

  451. A.E. ADKINS says:

    Start in January sales for wrapping paper, cards and stocking fillers

  452. Tanya says:

    Use Quidco for cashback!

  453. Hannah Scudder says:

    Shop around and don’t feel pressure to buy lots for everyone. Children also do not need massive piles of presents.

  454. James Silcock says:

    Shop early and take advantage of sales

  455. Zoey H says:

    Buy when in sale, or 3-2 to save costs if full price

  456. pete c says:

    re-use last years wrapping paper for wrapping up the new presents. cheaper and saves paper.

  457. Eileen Sumner says:

    Look for bargains for presents during the year

  458. felicity Williams says:

    Stick to your budget

  459. Ritchie Dee says:

    Don’t have children

  460. Jo Hutchings says:

    I look for bargains on Black Friday to put away.

  461. Caroline Tinsley says:

    I’m entering competitions to try to win some gifts!

  462. Tamara Ellis says:

    I save points on all my store cards all year and spend them all at Christmas x

  463. Ellen Stafford says:

    Shop all year around especially when the sales are on!

  464. Lucy says:

    Buy everything through a cashback website and also I build up a pot slowly through the year so it feels like less of a big deal

  465. Mark Wilson says:

    Set a budget and stick to it.

  466. Ruth Robinson says:

    i buy things from september onwards that will last to spread the cost

  467. Katie says:

    Start early looking for bargains, and use cashback sites on the internet

  468. melanie stirling says:

    I always compare prices and with Amazon I add items I like to my list and I check it daily and then it tells me if the price has dropped.

  469. Use price comparison sites to get a good deal and keep an eye open for sales and offers.

  470. Solange says:

    Use a cashback credit card and use your loyalty cards and voucher codes.

  471. Susan B says:

    Watch out for retailers who offer free gifts with purchases. OK, they’re not really free but, if you are buying their products anyway, wait until they have free gift offers in the run-up to Christmas and buy then.

  472. felicity says:

    That’s easy – we have am agreement and do not buy or give presents

  473. Sheena Batey says:

    Have a budget for each person and stick to it

  474. bev says:

    I save all the free ones from the BOGOFs – come Christmas I have a tub full of sugar, tea, trifles, loo rolls – leaves more money for treats!

  475. Keith Hunt says:

    I go to Morrisons at 8 am and fill the freezer for very little money.

  476. MARK THOMAS says:

    Try Boots . They usually have ” buy two get one free ” offers , and you can colllect generous points on their Advantage card .

  477. Tracy Nixon says:

    Use cashback websites when purchasing online.

  478. Kim Neville says:

    I get things throughout the year and look for money off voucher codes and deals which help for the kids toys

  479. Layla Thomas says:

    I keep a list of everything I buy and the cost to keep me on budget

  480. Iain maciver says:

    shop around and if online plenty discount codes

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